Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–240 results in Ohio
- 3.65%APY$211 over 7 months on $10,000
Requirements
Product: Fixed terms with rates that beat standard savings. No setup or maintenance fees required. Penalty will be imposed for early withdrawal; withdrawal of interest will reduce earnings.
Offer: 7 Months term. Compounded quarterly.
3.60% interest rate · Compounded quarterly · Effective Oct 13, 2026
Rate checked
More details - Citizens National Bank of McConnelsvilleCertificates of DepositCD · 12 months · $1,000 min · 2.79%–3.65% by balance
Bank · 2 branches
3.65%APY$365 over 1 year on $10,000intro rateRequirements
Product: Automatically renewable after maturity. Early account closure fee is $25.00 if closed within 60 days of opening. Early withdrawal penalty may apply. Allowing CD to reach full maturity with minimum opening balance is required to obtain disclosed APY.
Offer: 12 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $1,000.00 to $4,999.99 to obtain APY.
Promotional rate · 2.75% interest rate · Effective Sep 19, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $5,000 2.79% $5,000 and upYour amount 3.65% Rate checked
More details - 3.65%APY$365 over 1 year on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Rates fixed for term. Early withdrawal penalty applies: 90 days dividends for terms 12 months or less, 180 days dividends for terms over 12 months. Insured by NCUA up to $250,000.
3.59% interest rate · Compounded daily · Effective Apr 1, 2026
Rate checked
More details - 3.65%APY$552 over 18 months on $10,000
Requirements
Product: Rates subject to change. Substantial interest penalty for early withdrawal. Fees could reduce earnings.
Offer: Monthly APY
3.59% interest rate · Effective Aug 11, 2026
Rate checked
More details - 3.65%APY$552 over 18 months on $10,000
Requirements
Product: Early share certificate withdrawal penalty is a 90-day loss of dividends.
3.65% interest rate · Balance cap $250,000 · Effective Feb 17, 2026
Rate checked
More details - 3.65%APY$938 over 30 months on $10,000
Requirements
Product: Early withdrawal penalty may apply: Less than 12 months: 90 days of dividends; 12–18 months: 180 days of dividends; Over 18 months: 365 days of dividends. Penalty exceptions may apply in cases of death or legal incompetence of an account owner, or certain IRA Required Minimum Distribution withdrawals completed within required timeframes.
3.59% interest rate
Rate checked
More details - 3.65%APY$1,135 over 36 months on $10,000
3.60% interest rate · Effective May 27, 2026
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More details - Security Credit UnionShare Certificates of DepositCD · 60 months · $1,000 min
Credit union · 1 branch
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of October 1, 2026. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.
Effective Oct 1, 2026
Rate checked
More details - First National Bank of PandoraCertificates of Deposit (CDs)CD · 7 months · $5,000 min
Bank · 7 branches
3.61%APY$209 over 7 months on $10,000with conditionsRequirements
Product: Fixed rates for guaranteed returns. Interest compounded and paid monthly. Convenient automatic renewal available. Early withdrawal penalty may be imposed. No setup or annual fees.
Offer: Relationship Bump-up rate. Customers must have a checking account, savings account or active loan with FNB. Minimum Balance to receive the Bump-Up is $2,500.00 (opening minimum for special is $5,000.00).
Qualified rate · 3.55% interest rate
Rate checked
More details - Postal Family Credit Union, Inc.Regular Share CertificateCD · 60 months · $500 min
Credit union · 2 branches
3.61%APY$1,940 over 60 months on $10,000Requirements
Product: Dividends are credited monthly on the 1st of the month and at maturity. Early withdrawal penalties apply.
3.55% interest rate · Effective Feb 21, 2024
Rate checked
More details - 3.60%APY$89 over 3 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 6-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 6-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
Rate checked
More details - 3.60%APY$360 over 1 year on $10,000
Requirements
Product: Fixed Rate & Terms. No fees unless funds are withdrawn prior to maturity. Penalty for early withdrawal.
Offer: 1 Year term. GNB Special ($$). Penalty for early withdrawal.
3.54% interest rate · Effective Oct 14, 2026
Rate checked
More details - Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.60%APY$360 over 1 year on $10,000with conditionsRequirements
Product: Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
Qualified rate · 3.54% interest rate · Compounded monthly
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 12-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 12-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 3.55% interest rate · Effective Jul 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch