Bank · FDIC insured
The Fort Jennings State Bank
A $285.8M bank headquartered in Fort Jennings, OH, with 7 branches in Ohio. Best rates: CDs 3.65% and savings 0.50% APY.
The Fort Jennings State Bank Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#183 of 247 in OhioHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Fort Jennings State Bank
Founded in 1918, The Fort Jennings State Bank is an independent community bank that operates as a wholly owned subsidiary of holding company FJSB Bancshares, Inc.
Headquartered in Fort Jennings, Ohio, the bank operates branch locations in Fort Jennings, Ottoville, Columbus Grove, Leipsic, Ottawa, Continental, and Glandorf.
- Headquarters
- 120 N Water St, Fort Jennings, OH 45844
- FDIC certificate
- 13209 ↗
Branches
7 branches in Ohio
Loading map…
Ohio
7 branches
Fort Jennings area · 1
- The Fort Jennings State BankMain office120 N Water St, Fort Jennings, OH 45844Directions
Columbus Grove area · 1
- Columbus Grove Branch302 Delphos Rd, Columbus Grove, OH 45830Directions
Continental area · 1
- Fort Jennings State Bank Branch100 S Main St, Continental, OH 45831Directions
Glandorf area · 1
- Glandorf Branch135 South Main Street, Glandorf, OH 45848Directions
Leipsic area · 1
- Leipsic Branch12 E Main St, Leipsic, OH 45856Directions
Ottawa area · 1
- Ottawa Branch1300 N Locust St, Ottawa, OH 45875Directions
Ottoville area · 1
- Ottoville Branch120 E Main St, Ottoville, OH 45876Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.71% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.09% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.42% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio12.71%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.09%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.42%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Fort Jennings State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.