Bank · FDIC insured
Citizens National Bank of McConnelsville
A $102.1M bank headquartered in McConnelsville, OH, with 2 branches in Ohio. Best rates: CDs 3.65% and savings 1.00% APY.
Citizens National Bank of McConnelsville Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#8 of 9 in Zanesville, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens National Bank of McConnelsville
- Headquarters
- 100 E Main St, McConnelsville, OH 43756
- FDIC certificate
- 6638 ↗
Branches
2 branches in Ohio
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Ohio
2 branches
McConnelsville area · 1
- The Citizens National Bank of McConnelsvilleMain office100 E Main St, McConnelsville, OH 43756Directions
Zanesville area · 1
- Duncan Falls Branch412 Main St, Duncan Falls, OH 43734Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.24% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.66% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.91% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio12.24%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.66%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.91%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens National Bank of McConnelsville are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.