Bank · FDIC insured
Citizens National Bank of McConnelsville CD Rates
Citizens National Bank of McConnelsville’s best CD rate is 3.65% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Citizens National Bank of McConnelsville’s CD rates compare
Compared with banks and credit unions near Zanesville, OH, where Citizens National Bank of McConnelsville has the most branches. $10,000, best rate first.
This bank’s best
Citizens National Bank of McConnelsville
3.65%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $365
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Citizens National Bank of McConnelsville CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo2.70%
- 31–60 months31–60 mo2.45%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Citizens National Bank of McConnelsville ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.65%APY · 8 terms
Automatically renewable after maturity. Early account closure fee is $25.00 if closed within 60 days of opening. Early withdrawal penalty may apply. Allowing CD to reach full maturity with minimum opening balance is required to obtain disclosed APY.
| Term | APY · $1,000 and up | APY · $1,000 – $5,000 | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 1–3 months7 to 91 Day Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $1,000.00 and above to obtain APY | 0.10% | — | — | 0.10% | $0 |
| 6 months6 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $1,000.00 to $4,999.99 to obtain APY | — | 0.15% | — | —0.15% $1k–$5k | — |
| 6 months6 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $5,000.00 and above to obtain APY | — | — | 0.20% | 0.20% | $10 |
| 12 months12 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $1,000.00 to $4,999.99 to obtain APY | — | 2.79% | — | —2.79% $1k–$5k | — |
| 12 months12 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $5,000.00 and above to obtain APY | — | — | 3.65% | 3.65% | $365 |
| 18 months18 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $1,000.00 to $4,999.99 to obtain APY | — | 2.45% | — | —2.45% $1k–$5k | — |
| 18 months18 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $5,000.00 and above to obtain APY | — | — | 2.70% | 2.70% | $408 |
| 24 months24 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $1,000.00 to $4,999.99 to obtain APY | — | 2.45% | — | —2.45% $1k–$5k | — |
| 24 months24 Month Fixed Rate. Automatically renewable after maturity. Maintain minimum balance of $5,000.00 and above to obtain APY | — | — | 2.70% | 2.70% | $547 |
| 36 months36 Month, One-Time Change. Interest rate may be changed once to reflect current rate for same term as original certificate. Maintain minimum balance of $5,000.00 and above to obtain APY | — | — | 2.45% | 2.45% | $753 |
| 48 months48 Month, One-Time Change. Interest rate may be changed once to reflect current rate for same term as original certificate. Maintain minimum balance of $5,000.00 and above to obtain APY | — | — | 2.20% | 2.20% | $909 |
| 60 months60 Month, One-Time Change. Interest rate may be changed once to reflect current rate for same term as original certificate. Maintain minimum balance of $5,000.00 and above to obtain APY | — | — | 1.95% | 1.95% | $1,014 |
Sources (2)
All captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.