Credit union · NCUA insured
Geauga Credit Union CD Rates
Geauga Credit Union’s best CD rate is 3.65% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Geauga Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Geauga Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Geauga Credit Union
3.65%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,135
Share Certificates
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Geauga Credit Union CD score
78
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Geauga Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.65%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.00% | $100 |
| 12 months | 2.25% | $225 |
| 18 months | 3.50% | $530 |
| 24 months | 3.55% | $723 |
| 36 months | 3.65% | $1,135 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificates
Up to 3.65%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.25% | $225 |
| 24 months | 3.55% | $723 |
| 36 months | 3.65% | $1,135 |
Sources (1)
- geaugacreditunion.com/rates.php · captured Sep 17, 2026
IRA Roth Certificates
Up to 3.65%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.25% | $225 |
| 24 months | 3.55% | $723 |
| 36 months | 3.65% | $1,135 |
Sources (1)
- geaugacreditunion.com/rates.php · captured Sep 17, 2026
Who can join Geauga Credit Union
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