Best CD rates and certificates

Requirements

Product: Dividends paid at maturity. $1,000.00 minimum. Rates are subject to change. Fees could reduce earnings on Share Certificates. Early withdrawal penalty applies for Share Certificates (90 day penalty of interest for withdrawing the funds before the maturity date). Terms vary from 6 months to 48 months.

Offer: Dividends paid at maturity. $1,000.00 minimum.

Requirements

Product: Dividends are paid monthly on all savings products. Penalty for early withdrawal. $500 minimum deposit on Certificates, $5,000 minimum deposit for Promotional Certificates.

Offer: Penalty assessed for early withdrawal.

Requirements

Product: Membership eligibility required (live, work, worship, or attend school in Hancock County). Excludes JR Certificates. Early withdrawal penalty applies. Minimum balance $500 to open and earn advertised APY.

Requirements

Offer: Early withdrawal penalty: 90 days dividends

Requirements

Product: Certificate rates remain fixed for the term of the certificate. Dividends are compounded monthly and paid quarterly. A penalty may be imposed for withdrawals before maturity.

Requirements

Product: Rates as of 8/3/26 and subject to change at any time. Rates are fixed for the term. APY reflects dividends compounded and paid into the certificate monthly. Early withdrawal penalties apply.

Requirements

Product: Open to Materion Corporation employees, retirees, and their families. Penalty for early withdrawal; fees may reduce earnings. Accrued dividends are forfeited if closed before dividends are credited.

Requirements

Product: Promotional rates available for new money only (money not currently on deposit with the bank). At maturity, automatically renews for a term of 12 months. Early withdrawal penalty applies.

Offer: Promotional rate available for new money only (money not currently on deposit with the bank). At maturity, automatically renews for a term of 12 months. Early withdrawal penalty applies.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.

Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.

Requirements

Product: CD minimum to open and earn APY in branch is $500. Minimum to open and earn APY online is $1,000, except featured 8-month term which is $10,000 online.

Offer: CD Special. Offers require new money - funds not on deposit at Civista. Minimum opening balance and minimum balance to obtain APY is $500 in branch ($1,000 online).

Requirements

Product: USX Federal Credit Union membership is required. Early withdrawal penalties apply (30-day dividend penalty for 6 Month, 90-day dividend penalty for all others). Dividends compound and credit monthly.

Requirements

Product: Minimum deposit $1000 for CDs. Available for a limited time. Interest compounded at term end if less than 6 months, otherwise compounded semi-annually. Penalty may be imposed for early withdrawal.

Offer: Interest compounded semi-annually. Available for a limited time. Penalty may be imposed for early withdrawal.

Requirements

Product: Minimum balance required to earn interest. A penalty may be imposed for early withdrawal. Interest calculated on a continuous basis and paid monthly or quarterly. Interest rates are variable rates. At our discretion, all rates are subject to change. Automatic renewal after 10-day grace period.