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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in New Jersey

  1. Top Carrot, Carrot Score 92
    Parke BankCertificates of DepositCD · 12 months · $500 min

    Bank · 5 branches

    4.15%APY$415 over 1 year on $10,000
  2. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionSpecial 13-Month Share CertificateCD · 13 months · $500 min

    Credit union · 3 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  3. Freedom BankCertificate of DepositCD · 24 months · $500 min

    Bank · 5 branches

    4.15%APY$847 over 24 months on $10,000
  4. Haven Savings Bank88th Anniversary Special CDCD · 24 months · $1,000 min

    Bank · 9 branches

    4.15%APY$847 over 24 months on $10,000intro rate
  5. Popular BankPopular CDCD · 25 months · $1,000 min · 4.15%–4.35% by balance

    Bank · 4 branches

    4.15%APY$884 over 25 months on $10,000
  6. FourLeaf Federal Credit UnionFourLeaf Certificate AccountCD · 60 months · $50 min

    Credit union · 1 branch

    4.15%APY$2,255 over 60 months on $10,000
  7. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 126 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  8. United Teletech Financial4.10% APY Certificate Special for 9 Months - $10,000 New Money PromotionCD · 9 months · $10,000 min

    Credit union · 6 branches

    4.10%APY$306 over 9 months on $10,000intro rate
  9. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 2 branches

    4.10%APY$621 over 18 months on $10,000
  10. Haddon Savings BankCertificate of DepositCD · 24 months · $500 min

    Bank · 2 branches

    4.10%APY$837 over 24 months on $10,000
  11. Princeton Federal Credit UnionShare CertificatesCD · 13 months · $1,000 min

    Credit union · 1 branch

    4.09%APY$444 over 13 months on $10,000
  12. The Bank of Princeton11-Month CD PromotionCD · 11 months

    Bank · 29 branches

    4.08%APY$373 over 11 months on $10,000intro rate
  13. Community Financial ServicesShare CertificateCD · 6 months · $2,500 min

    Credit union · 1 branch

    4.07%APY$201 over 6 months on $10,000
  14. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.07%APY$2,208 over 60 months on $10,000
  15. Harrison Police & Firemen's Federal Credit Union12 Month CertifcateCD · 12 months

    Credit union · 1 branch

    4.06%APY$406 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in New Jersey

1,370 CDs at 141 banks and credit unions · checked Oct 16–22

Typical
2.80%
Top 10% from
4.00%
Banks, typical
2.25%
Credit unions, typical
3.04%

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New Jersey

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Altra Federal Credit UnionCredit union · 1 branch
  2. PenFed Credit UnionCredit union · 1 branch
  3. Bridgeton Onized Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate