Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in New Hampshire
- 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: Must live or work in Massachusetts or New Hampshire (if in Maine, visit a branch or call). Monthly compounding with interest remaining on deposit until maturity. After the account has been opened no additional deposits are permitted. Substantial penalties for early withdrawal may be imposed.
Offer: $10 minimum daily balance required to earn APY. Monthly compounding.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Heritage Family Credit UnionTerm Share CertificateCD · 12 months · $1,000 min
Credit union · 1 branch
3.25%APY$325 over 1 year on $10,000Requirements
Product: Membership required ($25 minimum share). Starting minimum deposit is $1,000. Early withdrawal penalties apply. Cash withdrawals may be limited to $2,000.00 per day.
3.20% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Interest compounding monthly (for CD terms in excess of six months). Interest rate guaranteed for term of investment. Automatic renewal option at maturity. Balances insured by the FDIC up to the maximum allowed by law. Penalties for early withdrawal may apply. $500 Minimum Balance Required. Substantial penalty for early withdrawal may apply. Fees may reduce earnings.
3.20% interest rate · Effective Oct 12, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - First Tech Federal Credit UnionBump Up Share CertificatesCD · 18 months · $500 min · 3.15%–3.40% by balance
Credit union · 4 branches
3.15%APY$476 over 18 months on $10,000Requirements
Product: Allows option to bump up interest rate during term and add funds at eligible intervals. No account set-up fees or maintenance fees. 10-day rate guarantee period.
Offer: Add more money once per term.
3.10% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Bump Up Share Certificates Balance APY Up to $100,000Your amount 3.15% $100,000 and upJumbo tier. 3.40% Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Offer: Minimum deposit to open is $1,000.
2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Members First Credit UnionStructured Savings CertificateCD · 60 months · $500 min
Credit union · 3 branches
3.00%APY$1,593 over 60 months on $10,000Requirements
Product: Minimum balance is $500.00. Eligible for additional deposits and a one-time rate adjustment upon request. Maximum rate adjustment is 2% above the opening rate to match the dividend rate and APY then offered by the credit union for this account type; additional contributions may be made at any time; $500,000 maximum principal balance per certificate; one certificate per member; no penalty will be imposed for withdrawal to finance the purchase of primary residence or to finance higher education of owner or dependent to accredited college or university.
Offer: Minimum balance is $500.00. Eligible for additional deposits and a one-time rate adjustment upon request. Maximum rate adjustment is 2% above the opening rate to match the dividend rate and APY then offered by the credit union for this account type; additional contributions may be made at any time; $500,000 maximum principal balance per certificate; one certificate per member; no penalty will be imposed for withdrawal to finance the purchase of primary residence or to finance higher education of owner or dependent to accredited college or university.
Balance cap $500,000 · Effective Aug 7, 2026
Rate checked
More details - 2.53%APY$63 over 3 months on $10,000
Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$50 over 3 months on $10,000
Requirements
Product: Personal accounts only. A penalty may be imposed for early withdrawal. Certificate of Deposit will be renewed automatically at maturity unless instructed otherwise.
Offer: Simple compounding.
2.00% interest rate · Effective Oct 2, 2026
Rate checked
More details - 1.75%APY$906 over 60 months on $10,000
Requirements
Product: $100.00 minimum deposit to open this account and obtain the stated APY. Annual percentage yield is effective 10/1/26. Rates are subject to change without notice. Deposits can be made to the account and early withdrawl penalties are waived for qualified educational expenses. Penalty may be assessed for early withdrawals that do not qualify. Fees and withdrawals could reduce earnings.
Offer: Early withdrawal penalties waived for qualified educational expenses. Additional deposits can be made at any time.
1.74% interest rate · Effective Oct 22, 2026
Rate checked
More details - 1.11%APY$567 over 60 months on $10,000with conditions
Requirements
Product: A Full Solutions, Flexible Solutions, Reality Plus or Reality Complete Checking account is required to open and maintain a Premium Certificate of Deposit. Penalty for early withdrawal on certificates of deposit. Fixed for the term.
Offer: 5 Years term.
Qualified rate · 1.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.95%APY$484 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal on certificates of deposit. Fixed for the term.
Offer: 5 Years term.
0.95% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.65%APY$329 over 60 months on $10,000
Requirements
Product: Interest is not compounded on CDs under 1 year. Over 1 Year interest is Compounded Monthly. Early withdrawal subject to penalty. No Service or Maintenance Fees.
Offer: Over 1 Year interest is Compounded Monthly. Fixed Rate. Early withdrawal subject to Penalty. Additional deposit minimum: N/A.
0.65% interest rate · Compounded monthly · Effective Jul 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Hampshire
580 CDs at 53 banks and credit unions · checked Oct 15–22
- Typical
- 2.75%
- Top 10% from
- 4.00%
- Banks, typical
- 2.33%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Hampshire
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- GFA FCUCredit union · 3 branches
- Service Credit UnionCredit union · 36 branches
- Triangle Credit UnionCredit union · 9 branches