Bank · FDIC insured
Sugar River Bank CD Rates
Sugar River Bank’s best CD rate is 0.65% APY on a 5-year CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Sugar River Bank’s CD rates compare
Compared with banks and credit unions near Lebanon, NH-VT, where Sugar River Bank has the most branches. $10,000, best rate first.
This bank’s best
Sugar River Bank
0.65%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $329
Certificates of Deposit
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
Passumpsic Bank
4.15%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $240
Sugar River Bank CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo0.40%
- 31–60 months31–60 mo0.65%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sugar River Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 0.65%APY · 7 terms
Interest is not compounded on CDs under 1 year. Over 1 Year interest is Compounded Monthly. Early withdrawal subject to penalty. No Service or Maintenance Fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest is not compounded on CDs under 1 year. Fixed Rate. Early withdrawal subject to Penalty. Additional deposit minimum: N/A | 0.15% | $7 |
| 12 monthsOver 1 Year interest is Compounded Monthly. Fixed Rate. Early withdrawal subject to Penalty. Additional deposit minimum: N/A | 0.25% | $25 |
| 18 monthsOver 1 Year interest is Compounded Monthly. Fixed Rate. Early withdrawal subject to Penalty. Additional deposit minimum: N/A | 0.27% | $41 |
| 24 monthsOver 1 Year interest is Compounded Monthly. Fixed Rate. Early withdrawal subject to Penalty. Additional deposit minimum: N/A | 0.40% | $80 |
| 36 monthsOver 1 Year interest is Compounded Monthly. Fixed Rate. Early withdrawal subject to Penalty. Additional deposit minimum: N/A | 0.45% | $136 |
| 48 monthsOver 1 Year interest is Compounded Monthly. Fixed Rate. Early withdrawal subject to Penalty. Additional deposit minimum: N/A | 0.50% | $202 |
| 60 monthsOver 1 Year interest is Compounded Monthly. Fixed Rate. Early withdrawal subject to Penalty. Additional deposit minimum: N/A | 0.65% | $329 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 0.65%APY · 6 terms
Interest is not compounded on CDs under 1 year. Over 1 Year interest is Compounded Monthly. Early withdrawal penalties may apply. Covers Traditional, Roth, SEP, and CESA retirement plans.
| Term | APY · $10 and up | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 monthsOver 1 Year interest is Compounded Monthly. Additional deposit minimum: $100.00 | — | 0.25% | — | 0.25% | $25 |
| 18 months18 Month Variable. Over 1 Year interest is Compounded Monthly. Additional deposit minimum: $10.00 | 0.07% | — | — | 0.07% | $11 |
| 24 monthsOver 1 Year interest is Compounded Monthly. Additional deposit minimum: N/A | — | — | 0.40% | 0.40% | $80 |
| 36 monthsOver 1 Year interest is Compounded Monthly. Additional deposit minimum: N/A | — | — | 0.45% | 0.45% | $136 |
| 48 monthsOver 1 Year interest is Compounded Monthly. Additional deposit minimum: N/A | — | — | 0.50% | 0.50% | $202 |
| 60 monthsOver 1 Year interest is Compounded Monthly. Additional deposit minimum: N/A | — | — | 0.65% | 0.65% | $329 |
Sources (3)
- sugarriver.bank/personal/cd-and-ira-rates
- sugarriver.bank/personal/cds-and-iras
- sugarriver.bank/personal/iras
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.