Bank · FDIC insured
Sugar River Bank
A $424.3M bank headquartered in Newport, NH, with 6 branches in New Hampshire. Best rates: CDs 0.65% and savings 0.05% APY.
Sugar River Bank Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#17 of 17 in Lebanon, NH-VT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Sugar River Bank
Sugar River Bank is owned by its mutual holding company, Sugar River Bancorp.
- Headquarters
- 10 N Main St, Newport, NH 03773
- FDIC certificate
- 18028 ↗
Branches
6 branches in New Hampshire
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New Hampshire
6 branches
Lebanon area · 3
- Sugar River BankMain office10 N Main St, Newport, NH 03773Directions
- Grantham BranchRoute 10, The Village Center, Grantham, NH 03753Directions
- Sunapee Branch541 Route 11, Sunapee, NH 03782Directions
Concord area · 3
- Concord Branch198 Loudon Rd, Concord, NH 03301Directions
- New London Branch196 Newport Rd, New London, NH 03257Directions
- Warner Branch2 W Main St, Warner, NH 03278Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.13% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.33% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.64% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $81 | $81 | — |
- CapitalLeverage ratio14.13%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.33%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.64%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$81Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Sugar River Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.