Bank · FDIC insured
Norway Savings Bank CD Rates
Norway Savings Bank’s best CD rate is 0.95% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Norway Savings Bank’s CD rates compare
Compared with banks and credit unions near Portland, ME, where Norway Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Norway Savings Bank
1.11%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $567
Premium CDs
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Norway Savings Bank CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.30%
- 31–60 months31–60 mo0.95%
- QualifiedQualified1.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Norway Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium CDs
Up to 1.11%APY · 7 terms
A Full Solutions, Flexible Solutions, Reality Plus or Reality Complete Checking account is required to open and maintain a Premium Certificate of Deposit. Penalty for early withdrawal on certificates of deposit. Fixed for the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day term. IRA not available | 0.15% | $4 |
| 6 months6 Month term. IRA not available | 0.20% | $10 |
| 12 months1 Year term | 0.25% | $25 |
| 24 months2 Years term | 0.40% | $80 |
| 36 months3 Years term | 0.60% | $181 |
| 48 months4 Years term | 0.70% | $283 |
| 60 months5 Years term | 1.11% | $567 |
Sources (1)
- norwaysavings.bank/rates · captured Oct 22, 2026
Basic CDs
Up to 0.95%APY · 8 terms
Penalty for early withdrawal on certificates of deposit. Fixed for the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day term. IRA not available | 0.10% | $2 |
| 6 months6 Month term. IRA not available | 0.15% | $7 |
| 12 months1 Year term | 0.20% | $20 |
| 18 months1 1/2 Years term | 0.25% | $38 |
| 24 months2 Years term | 0.30% | $60 |
| 36 months3 Years term | 0.50% | $151 |
| 48 months4 Years term | 0.65% | $263 |
| 60 months5 Years term | 0.95% | $484 |
Sources (1)
- norwaysavings.bank/rates · captured Oct 22, 2026
Special-purpose accounts
Premium IRAs
Up to 1.11%APY · 5 terms
IRA Certificate. A Full Solutions, Flexible Solutions, Reality Plus or Reality Complete Checking account is required to open and maintain a Premium Certificate of Deposit. Penalty for early withdrawal on certificates of deposit. Fixed for the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1 Year term | 0.25% | $25 |
| 24 months2 Years term | 0.40% | $80 |
| 36 months3 Years term | 0.60% | $181 |
| 48 months4 Years term | 0.70% | $283 |
| 60 months5 Years term | 1.11% | $567 |
Sources (1)
- norwaysavings.bank/rates · captured Oct 22, 2026
Basic IRAs
Up to 0.95%APY · 6 terms
IRA Certificate. Penalty for early withdrawal on certificates of deposit. Fixed for the term unless specified as variable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1 Year term | 0.20% | $20 |
| 18 months1 1/2 Years term | 0.25% | $38 |
| 24 months2 Years term | 0.30% | $60 |
| 36 months3 Years term | 0.50% | $151 |
| 48 months4 Years term | 0.65% | $263 |
| 60 months5 Years term | 0.95% | $484 |
Sources (1)
- norwaysavings.bank/rates · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.