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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in North Carolina

  1. Top Carrot, Carrot Score 95
    Allegacy FinancialCertificatesCD · 5 months · $500 min

    Credit union · 29 branches

    5.00%APY$205 over 5 months on $10,000
  2. Truliant Federal Credit UnionRegular CertificatesCD · 12 months · $250 min · 2.99%–5.00% by balance

    Credit union · 30 branches

    5.00%APY$500 over 1 year on $10,000
  3. Piedmont Advantage Credit Union12-Month Special Limited Term CertificateCD · 12 months · $5,000 min

    Credit union · 6 branches

    5.00%APY$500 over 1 year on $10,000intro rate
  4. Advancial Federal Credit UnionSavings CertificatesCD · 60 months · $1,000 min · 4.66%–4.87% by balance

    Credit union · 1 branch

    4.66%APY$2,558 over 60 months on $10,000
  5. Top Carrot, Carrot Score 99
    Skyla Credit UnionRegular Certificate AccountCD · 21 months · $500 min

    Credit union · 17 branches

    4.50%APY$801 over 21 months on $10,000
  6. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.50%APY$1,412 over 36 months on $10,000
  7. Top Carrot, Carrot Score 98
    Langley Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  8. Top Carrot, Carrot Score 95
    Coastal Credit UnionCertificatesCD · 60 months · $250 min

    Credit union · 22 branches

    4.50%APY$2,462 over 60 months on $10,000
  9. Top Carrot, Carrot Score 97
    Weyco Community Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 4 branches

    4.49%APY$681 over 18 months on $10,000
  10. Top Carrot, Carrot Score 95
    Live Oak BankPersonal CDCD · 12 months · $2,500 min

    Bank · 1 branch

    4.40%APY$440 over 1 year on $10,000
  11. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 3 branches

    4.40%APY$667 over 18 months on $10,000
  12. Paragon Bank13 month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.39%APY$476 over 13 months on $10,000with conditions
  13. Centra Credit UnionShare CertificatesCD · 8 months · $500 min

    Credit union · 1 branch

    4.35%APY$288 over 8 months on $10,000
  14. Top Carrot, Carrot Score 87
    HealthShare Credit UnionPromotional Certificate of DepositCD · 9 months

    Credit union · 3 branches

    4.30%APY$321 over 9 months on $10,000intro rate
  15. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 1 branch

    4.30%APY$540 over 15 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Carolina

891 CDs at 94 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.07%
Banks, typical
1.50%
Credit unions, typical
3.40%

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North Carolina

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 17 branches
  2. Langley Credit UnionCredit union · 1 branch
  3. ElecTel Cooperative Federal Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate