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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Michigan

  1. Wings Credit Union17 Month Special CertificateCD · 17 months · $500 min

    Credit union · 1 branch

    4.10%APY$586 over 17 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 1 branch

    4.10%APY$621 over 18 months on $10,000
  3. Top Carrot, Carrot Score 89
    Walled Lake Schools Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min

    Credit union · 1 branch

    4.10%APY$621 over 18 months on $10,000
  4. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    4.10%APY$837 over 24 months on $10,000
  5. OUR Credit UnionShare CertificatesCD · 5 months · $500 min

    Credit union · 5 branches

    4.08%APY$168 over 5 months on $10,000intro rate
  6. Top Carrot, Carrot Score 92
    Genisys Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 30 branches

    4.08%APY$1,275 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    HPC Credit UnionGovernment Certificate of DepositCD · 6 months · $500 min

    Credit union · 3 branches

    4.07%APY$201 over 6 months on $10,000
  8. Top Carrot, Carrot Score 87
    Michigan Columbus Federal Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min

    Credit union · 1 branch

    4.07%APY$201 over 6 months on $10,000
  9. Top Carrot, Carrot Score 87
    Arbor Financial Credit UnionCertificate of Deposit (CD)CD · 7 months · $500 min

    Credit union · 12 branches

    4.07%APY$235 over 7 months on $10,000
  10. Top Carrot, Carrot Score 88
    Family Financial Credit UnionCertificate of DepositCD · 12 months · $500 min

    Credit union · 4 branches

    4.07%APY$407 over 1 year on $10,000
  11. Maui Teachers FCU6-Month Share Certificate SPECIALCD · 6 months · $2,500 min

    Credit union · 1 branch

    4.06%APY$201 over 6 months on $10,000intro rate
  12. Wayne Westland Federal Credit UnionCertificatesCD · 12 months

    Credit union · 1 branch

    4.06%APY$406 over 1 year on $10,000
  13. Top Carrot, Carrot Score 88
    Alpena Alcona Area Credit UnionRegular CertificatesCD · 12 months · $500 min

    Credit union · 13 branches

    4.06%APY$406 over 1 year on $10,000
  14. Top Carrot, Carrot Score 89
    Muskegon Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 3 branches

    4.06%APY$406 over 1 year on $10,000
  15. Top Carrot, Carrot Score 92
    Genisys Credit UnionFlex CertificateCD · 14 months · $100 min

    Credit union · 30 branches

    4.06%APY$475 over 14 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,917 CDs at 205 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.08%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Chief Financial Credit UnionCredit union · 4 branches
  3. Meijer Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate