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Credit union · NCUA insured

Maui Teachers FCU CD Rates

Maui Teachers FCU’s best CD rate is 4.06% APY on a 6-month share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 22, 2026.

How Maui Teachers FCU’s CD rates compare

Compared with banks and credit unions near Grand Rapids, MI, where Maui Teachers FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    Maui Teachers FCU

    4.06%APY

    Term
    6 months
    Minimum
    $2,500
    Earns on $10,000
    $201

    6-Month Share Certificate SPECIAL

  • Top rate

    Ignite Credit Union

    4.70%APY

    Term
    15 months
    Minimum
    $50
    Earns on $10,000
    $591

    Ignite Credit Union rates

  • Top Carrot, Carrot Score 91

    2nd-highest rate

    KCCU

    4.45%APY

    Term
    5 months
    Minimum
    $500
    Earns on $10,000
    $183

    KCCU rates

Compare CD rates near you →

Maui Teachers FCU CD score

76

CD score

Higher than 41% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.06%
  • 9–15 months9–15 mo1.00%
  • 16–30 months16–30 mo3.03%
  • QualifiedQualified4.06%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Maui Teachers FCU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Maui Teachers FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of the credit union, retirees/pensioners/annuitants from qualifying employment, and organizations of such persons within the County of Maui are eligible for membership.

Military, government and schools

  • Contract employees who work regularly for the Department of Education within the County of Maui are eligible for membership.
  • Permanent full-time and part-time employees of the Department of Education, and certified employed substitute teachers within the County of Maui are eligible for membership.
  • Students attending public schools (and/or their immediate family members) within the Department of Education within the County of Maui are eligible for membership.
  • Students and faculty of Hawaii Technology Academy Charter School within the County of Maui are eligible for membership.

Family and household

  • Immediate family members (grandparents, parents, step-parents, siblings, step-siblings, children, adopted children, step-children, grandchildren) of a member or potential member, and persons residing in the same household with a member, within the County of Maui, are eligible for membership.
1 more way to join

Family and household

  • Spouses of persons who died while within the field of membership of the credit union within the County of Maui are eligible for membership.

Cost to join

  • A $1.00 membership fee is required when becoming a member.
  • A minimum opening balance deposit of $10.00 is required to open a share account upon joining.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Maui Teachers FCU overview