Credit union · NCUA insured
Maui Teachers FCU
A $36.5M credit union headquartered in Wailuku, HI, with 1,267 members and 2 branches in 2 states. Best rates: CDs 4.06% and savings 0.15% APY.
Maui Teachers FCU Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#39 of 49 in Grand Rapids, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Maui Teachers FCU
Maui Teachers Federal Credit Union is headquartered in Wailuku, Hawaii.
- Headquarters
- 2145 Wells St Ste 101, Wailuku, HI 96793
- NCUA charter
- 1817
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union, retirees/pensioners/annuitants from qualifying employment, and organizations of such persons within the County of Maui are eligible for membership.
Military, government and schools
- Contract employees who work regularly for the Department of Education within the County of Maui are eligible for membership.
- Permanent full-time and part-time employees of the Department of Education, and certified employed substitute teachers within the County of Maui are eligible for membership.
- Students attending public schools (and/or their immediate family members) within the Department of Education within the County of Maui are eligible for membership.
- Students and faculty of Hawaii Technology Academy Charter School within the County of Maui are eligible for membership.
Family and household
- Immediate family members (grandparents, parents, step-parents, siblings, step-siblings, children, adopted children, step-children, grandchildren) of a member or potential member, and persons residing in the same household with a member, within the County of Maui, are eligible for membership.
1 more way to join
Family and household
- Spouses of persons who died while within the field of membership of the credit union within the County of Maui are eligible for membership.
Cost to join
- A $1.00 membership fee is required when becoming a member.
- A minimum opening balance deposit of $10.00 is required to open a share account upon joining.
Branches
2 branches in 2 states
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Hawaii
1 branch
- Maui Teachers FCUMain office2145 Wells St Ste 101, Wailuku, HI 96793Directions
Michigan
1 branch
- CU*Answers6000 28th St SE, Grand Rapids, MI 49546Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.80% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.61% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $38 | $59 | — |
- CapitalNet worth ratio16.80%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.61%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$38Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Maui Teachers FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.