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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in Maryland

  1. Rosedale BankBump-Up CDCD · 36 months · $10,000 min

    Bank · 13 branches

    2.30%APY$706 over 36 months on $10,000
  2. Top Carrot, Carrot Score 88
    Patriot Federal Credit Union9 Month No Penalty CertificateCD · 9 months · $10,000 min · 2.20%–2.30% by balance

    Credit union · 3 branches

    2.20%APY$165 over 9 months on $10,000
  3. National Capital BankPlatinum Account Holders Certificates of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    2.18%APY$108 over 6 months on $10,000with conditions
  4. National Capital BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    2.08%APY$103 over 6 months on $10,000
  5. Money One Federal Credit UnionCertificatesCD · 12 months · $1,000 min · 1.98%–2.28% by balance

    Credit union · 1 branch

    2.08%APY$208 over 1 year on $10,000
  6. Jefferson Security BankCustomizer CDCD · 11 months · $500 min

    Bank · 1 branch

    2.02%APY$185 over 11 months on $10,000
  7. UnivestCertificates of DepositCD · 6 months · $500 min

    Bank · 2 branches

    2.00%APY$101 over 6.066666666666666 months on $10,000
  8. Top Carrot, Carrot Score 87
    First Shore FederalFreedom CDCD · 10 months · $500 min

    Bank · 5 branches

    2.00%APY$166 over 10 months on $10,000
  9. Top Carrot, Carrot Score 87
    First Shore Federal"Add To" CDCD · 12 months · $200 min

    Bank · 5 branches

    2.00%APY$200 over 1 year on $10,000
  10. United BankStandard Rate CDsCD · 12 months · $500 min

    Bank · 11 branches

    2.00%APY$200 over 1 year on $10,000
  11. Top Carrot, Carrot Score 91
    Washington County Teachers Federal Credit UnionTerm Share Certificates (CDs)CD · 24 months · $1,000 min

    Credit union · 3 branches

    2.00%APY$404 over 24 months on $10,000
  12. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 69 branches

    1.76%APYwith conditions
  13. First National BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 30 branches

    1.50%APY$773 over 60 months on $10,000
  14. POCU of MarylandRegular CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    1.19%APY$361 over 36 months on $10,000
  15. Ephrata National BankCertificate of DepositCD · 7–11 months · $500 min · 1.15%–1.26% by balance

    Bank · 4 branches

    1.15%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Maryland

1,074 CDs at 98 banks and credit unions · checked Oct 16–22

Typical
3.19%
Top 10% from
4.09%
Banks, typical
2.02%
Credit unions, typical
3.55%

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Maryland

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 13 branches
  2. Tower Federal Credit UnionCredit union · 17 branches
  3. EagleBankBank · 7 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate