Credit union · NCUA insured
Washington County Teachers Federal Credit Union CD Rates
Top CarrotWashington County Teachers Federal Credit Union’s best CD rate is 2.00% APY on a 2-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 22, 2026.
How Washington County Teachers Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hagerstown, MD-WV, where Washington County Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Washington County Teachers Federal Credit Union
2.00%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $404
Term Share Certificates (CDs)
Top rate
Patriot Federal Credit Union
4.50%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,925
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Washington County Teachers Federal Credit Union CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 9–15 months9–15 mo1.50%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Washington County Teachers Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates (CDs)
Up to 2.00%APY · 3 terms
Dividends are compounded monthly and paid monthly or on maturity (per Rates & Fees) or compounded daily and credited monthly (per Deposit Accounts), and may be added to certificate balance, transferred to savings, or paid by check. Minimum balance of $1,000 is required to open and maintain. Terms available from 12 months to 3 years. Once opened, no additions can be made until maturity. Early withdrawal penalty is 5% of the amount withdrawn. APYs assume dividends are retained in the certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.50% | $150 |
| 24 months | 2.00% | $404 |
| 36 months | 2.00% | $612 |
Who can join Washington County Teachers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.