Credit union · NCUA insured
Washington County Teachers Federal Credit Union
Top CarrotA $96M credit union headquartered in Hagerstown, MD, with 4,475 members and 3 branches in Maryland. Best rates: CDs 2.00% and savings 1.75% APY.
Washington County Teachers Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#1 of 21 in Hagerstown, MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Washington County Teachers Federal Credit Union
- Headquarters
- 19638 Leitersburg Pike, Suite 100, Hagerstown, MD 21742
- NCUA charter
- 6353
Branches
3 branches in Maryland
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Maryland
3 branches
- Main OfficeMain office19638 Leitersburg Pike, Suite 100, Hagerstown, MD 21742Directions
- Ces10435 Downsville Pike, Hagerstown, MD 21740Directions
- Williamsport16802 Virginia Ave, Williamsport, MD 21795Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.33% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.15% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.20% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $38 | $59 | — |
- CapitalNet worth ratio15.33%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.15%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.20%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$38Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Washington County Teachers Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.