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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Kentucky

  1. Magnolia BankCertificates of DepositCD · 18 months · $500 min

    Bank · 2 branches

    3.80%APY$575 over 18 months on $10,000
  2. The Citizens Bank15 Month CDCD · 15 months

    Bank · 5 branches

    3.79%APY$476 over 15 months on $10,000
  3. Cumberland Security BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · 4 branches

    3.76%APY$376 over 1 year on $10,000
  4. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 8 branches

    3.75%APY$217 over 7 months on $10,000
  5. First Federal Savings BankCertificates of DepositCD · 8 months · $500 min

    Bank · 1 branch

    3.75%APY$248 over 8 months on $10,000intro rate
  6. Park Community Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · 13 branches

    3.75%APY$280 over 9 months on $10,000
  7. Burke & Herbert Bank10-Month Online CDCD · 10 months

    Bank · 1 branch

    3.75%APY$312 over 10 months on $10,000intro rate
  8. City National BankCertificate of Deposit (CD)CD · 11 months · $5,000 min

    Bank · 21 branches

    3.75%APY$343 over 11 months on $10,000with conditions
  9. Top Carrot, Carrot Score 90
    Central BankCentral AdvantageCD · 12 months · $2,500 min

    Bank · 29 branches

    3.75%APY$375 over 1 year on $10,000
  10. Peoples Bank17 Month CD SpecialCD · 17 months · $1,000 min

    Bank · 39 branches

    3.75%APY$535 over 17 months on $10,000intro rate
  11. Armed Forces BankCertificates of DepositCD · 18 months · $500 min

    Bank · 1 branch

    3.75%APY$568 over 18 months on $10,000
  12. Ashland Credit UnionRate Bump Share CertificateCD · 36 months · $500 min · 3.75%–4.00% by balance

    Credit union · 4 branches

    3.75%APY$1,168 over 36 months on $10,000
  13. Top Carrot, Carrot Score 88
    Fortera Credit UnionSmart Start Variable Rate CertificateCD · 24 months · $100 min

    Credit union · 3 branches

    3.70%APY$754 over 24 months on $10,000
  14. Bank of Edmonson CountyCertificate of Deposit AccountCD · 12 months · $500 min

    Bank · 3 branches

    3.56%APY$356 over 1 year on $10,000
  15. Forcht BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 21 branches

    3.55%APY$146 over 5 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Kentucky

967 CDs at 115 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.10%
Banks, typical
2.26%
Credit unions, typical
3.24%

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Kentucky

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 18 branches
  2. Brown Forman Employees Credit UnionCredit union · 1 branch
  3. Members Heritage CUCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate