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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in Illinois

  1. Bradford National BankCompounding Certificate / Certificate of DepositCD · 60 months · $1,000 min

    Bank · 10 branches

    4.23%APY$2,302 over 60 months on $10,000
  2. Prospect BankSpecial Certificate of DepositCD · 12 months · $500 min

    Bank · 10 branches

    4.20%APY$420 over 1 year on $10,000intro rate
  3. Top Carrot, Carrot Score 91
    First BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 3 branches

    4.20%APY$456 over 13 months on $10,000intro rate
  4. Dupaco Community Credit UnionSpecial CertificatesCD · 17 months · $1,000 min · 4.20%–4.30% by balance

    Credit union · 1 branch

    4.20%APY$600 over 17 months on $10,000intro rate
  5. Top Carrot, Carrot Score 95
    U of I Community Credit UnionSilver Share CertificateCD · 24 months · $500 min · 4.20%–4.25% by balance

    Credit union · 8 branches

    4.20%APY$858 over 24 months on $10,000
  6. Top Carrot, Carrot Score 87
    IAA Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.20%APY$2,284 over 60 months on $10,000with conditions
  7. Top Carrot, Carrot Score 89
    First Bank ChicagoCertificates of Deposit (CD)CD · 60 months · $2,500 min

    Bank · 3 branches

    4.20%APY$2,284 over 60 months on $10,000
  8. Peoples National Bank of KewaneeCertificate of Deposit SpecialsCD · 17 months · $1,000 min

    Bank · 10 branches

    4.19%APY$599 over 17 months on $10,000intro rate
  9. Alliance Community BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 6 branches

    4.18%APY$418 over 1 year on $10,000
  10. Longview Community BankCertificate of DepositsCD · 30 months · $500 min

    Bank · 8 branches

    4.18%APY$1,078 over 30 months on $10,000
  11. Bank FirstCD SpecialCD · 35 months · $5,000 min

    Bank · 3 branches

    4.18%APY$1,269 over 35 months on $10,000with conditions
  12. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 8 branches

    4.18%APY$1,307 over 36 months on $10,000
  13. Top Carrot, Carrot Score 92
    Abbott Laboratories Employees Credit UnionVariable Rate CertificateCD · 24 months · $500 min

    Credit union · 8 branches

    4.17%APY$851 over 24 months on $10,000
  14. BankChampaignCertificates of DepositCD · 22 months · $500 min

    Bank · 2 branches

    4.16%APY$776 over 22 months on $10,000intro rate
  15. The FNB Community BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min

    Bank · 7 branches

    4.16%APY$849 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Illinois

2,750 CDs at 307 banks and credit unions · checked Oct 16–22

Typical
2.57%
Top 10% from
4.00%
Banks, typical
2.22%
Credit unions, typical
3.00%

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Illinois

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. First Community Credit UnionCredit union · 7 branches
  3. Acme Continental Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate