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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Iowa

  1. Farmers & Merchants State Bank48 Month CDCD · 48 months · $1,000 min · 4.00%–4.50% by balance

    Bank · 5 branches

    4.50%APY$1,925 over 48 months on $10,000
  2. Top Carrot, Carrot Score 91
    Marine Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  3. Farmers & Merchants State Bank60 Month CDCD · 60 months · $1,000 min · 4.00%–4.50% by balance

    Bank · 5 branches

    4.50%APY$2,462 over 60 months on $10,000
  4. Premier Credit Union7 Month CD SpecialCD · 7 months · $2,000 min

    Credit union · 6 branches

    4.45%APY$257 over 7 months on $10,000intro rate
  5. Top Carrot, Carrot Score 93
    Iowa Falls State BankCertificate of DepositCD · 18 months · $1,000 min

    Bank · 2 branches

    4.45%APY$675 over 18 months on $10,000intro rate
  6. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 6 branches

    4.40%APY$478 over 13 months on $10,000
  7. Top Carrot, Carrot Score 87
    Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 14 branches

    4.40%APY$478 over 13 months on $10,000
  8. Commercial Savings BankCD SpecialCD · 13 months · $1,000 min · 4.15%–4.45% by balance

    Bank · 2 branches

    4.40%APY$478 over 13 months on $10,000
  9. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 11 branches

    4.40%APY$667 over 18 months on $10,000
  10. AscentraCertificatesCD · 30 months · $500 min

    Credit union · 8 branches

    4.40%APY$1,137 over 30 months on $10,000
  11. Top Carrot, Carrot Score 89
    City State Bank60 Month Relationship CDCD · 60 months · $500 min

    Bank · 8 branches

    4.40%APY$2,402 over 60 months on $10,000with conditions
  12. American Bank & TrustCertificate of Deposits (CDs)CD · 24 months · $500 min

    Bank · 1 branch

    4.35%APY$889 over 24 months on $10,000
  13. South Ottumwa Savings BankCD Rates – AllCD · 13 months · $500 min

    Bank · 6 branches

    4.31%APY$468 over 13 months on $10,000intro rate
  14. South Ottumwa Savings BankCD Rates – West LibertyCD · 13 months · $500 min

    Bank · 6 branches

    4.31%APY$468 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 92
    CFCCUShare CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.30%APY$430 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–22

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate