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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 241–255 results in Iowa

  1. BankCSB182-Day CDCD · 6 months · $2,000 min

    Bank · 10 branches

    1.20%APY$60 over 6.066666666666666 months on $10,000
  2. Farmers & Merchants Bank & TrustCertificate of DepositCD · 19 months · $500 min

    Bank · 4 branches

    1.15%APY$183 over 19 months on $10,000
  3. First Security State BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 2 branches

    1.15%APY$588 over 60 months on $10,000
  4. BankORIONCertificate of DepositCD · 60 months · $500 min · 1.10%–1.30% by balance

    Bank · 1 branch

    1.10%APY$562 over 60 months on $10,000
  5. Associated BankFixed-Rate Add-on CDCD · 12 months · $100 min

    Bank · 6 branches

    1.00%APY$100 over 1 year on $10,000
  6. Quaker Oats Credit UnionCertificateCD · 36 months · $1,000 min

    Credit union · 1 branch

    0.95%APY$288 over 36 months on $10,000
  7. BankCSB1 Year CDCD · 12 months · $2,000 min · 0.70%–1.20% by balance

    Bank · 10 branches

    0.70%APY$70 over 1 year on $10,000
  8. BankCSB2 Year CDCD · 24 months · $2,000 min · 0.70%–1.20% by balance

    Bank · 10 branches

    0.70%APY$140 over 24 months on $10,000
  9. Hills BankCertificate of Deposit (CD) Standard TermsCD · 60 months · $500 min

    Bank · 20 branches

    0.70%APY$355 over 60 months on $10,000
  10. BankCSB91-day CDCD · 3 months · $2,000 min · 0.60%–0.80% by balance

    Bank · 10 branches

    0.60%APY$15 over 3.033333333333333 months on $10,000
  11. Hills BankAdd-on CDsCD · 24 months · $500 min

    Bank · 20 branches

    0.50%APY$100 over 24 months on $10,000
  12. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 55 branches

    0.40%APY$202 over 60 months on $10,000
  13. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 55 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  14. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 8 branches

    0.30%APY$181 over 72 months on $10,000
  15. Top Carrot, Carrot Score 88
    Centris Federal Credit UnionAdd-On CertificatesCD · 12 months · $100 min

    Credit union · 2 branches

    0.25%APY$25 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–23

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate