Credit union · NCUA insured
Centris Federal Credit Union CD Rates
Top CarrotCentris Federal Credit Union’s best CD rate is 3.35% APY on a 7-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Centris Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Centris Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Centris Federal Credit Union
3.25%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $188
Regular Certificates
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Centris Federal Credit Union CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.10%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Centris Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates
Up to 3.35%APY · 11 terms
Minimum opening deposit of $90,000.00. Early withdrawal penalties and fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.85% | — |
| 7 months | 3.35% | — |
| 9 months | 3.00% | — |
| 12 months | 3.10% | — |
| 15 months | 3.20% | — |
| 18 months | 2.85% | — |
| 24 months | 2.85% | — |
| 36 months | 2.85% | — |
| 39 monthsJump Up Certificate | 2.85% | — |
| 48 months | 2.85% | — |
| 60 months | 2.85% | — |
Sources (3)
- centrisfcu.org/certificates-an…rtificate-savings-bundle
- centrisfcu.org/certificates-and-investments/certificates
- centrisfcu.org/rates
All captured Sep 18, 2026
Regular Certificates
Up to 3.25%APY · 11 terms
Federally insured by NCUA. Minimum opening deposit of $500.00. Early withdrawal penalties and fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.75% | $137 |
| 7 months | 3.25% | $188 |
| 9 months | 2.90% | $217 |
| 12 months | 3.00% | $300 |
| 15 months | 3.10% | $389 |
| 18 months | 2.75% | $415 |
| 24 months | 2.75% | $558 |
| 36 months | 2.75% | $848 |
| 39 monthsJump Up Certificate | 2.75% | $922 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Sources (3)
- centrisfcu.org/certificates-an…rtificate-savings-bundle
- centrisfcu.org/certificates-and-investments/certificates
- centrisfcu.org/rates
All captured Sep 18, 2026
Add-On Certificates
0.25%APY · 1 term
Allows unlimited additional deposits in any amount during the 12-month term via branch, online, mobile banking, or automatic transfers. Penalty for early withdrawal may be imposed; fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.25% | $25 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Jumbo Certificate Account
Up to 3.35%APY · 11 terms
For members with existing IRA funds looking for competitive rates. Minimum opening deposit of $90,000.00. Early withdrawal penalties and fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.85% | — |
| 7 months | 3.35% | — |
| 9 months | 3.00% | — |
| 12 months | 3.10% | — |
| 15 months | 3.20% | — |
| 18 months | 2.85% | — |
| 24 months | 2.85% | — |
| 36 months | 2.85% | — |
| 39 monthsJump Up Certificate | 2.85% | — |
| 48 months | 2.85% | — |
| 60 months | 2.85% | — |
Sources (2)
- centrisfcu.org/certificates-an…rtificate-savings-bundle
- centrisfcu.org/certificates-and-investments/investments
All captured Sep 18, 2026
IRA Certificates
Up to 3.25%APY · 11 terms
Minimum opening deposit of $500.00. Early withdrawal penalties and fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.75% | $137 |
| 7 months | 3.25% | $188 |
| 9 months | 2.90% | $217 |
| 12 months | 3.00% | $300 |
| 15 months | 3.10% | $389 |
| 18 months | 2.75% | $415 |
| 24 months | 2.75% | $558 |
| 36 months | 2.75% | $848 |
| 39 monthsJump Up Certificate | 2.75% | $922 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Sources (3)
- centrisfcu.org/certificates-an…rtificate-savings-bundle
- centrisfcu.org/certificates-and-investments/investments
- centrisfcu.org/rates
All captured Sep 18, 2026
Who can join Centris Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in specified counties in Nebraska (Cass, Dodge, Douglas, Sarpy, Saunders, Lincoln, McPherson, Washington) or Iowa (Harrison, Mills, Pottawattamie) are eligible for membership.
Family and household
- Relatives of existing Centris members are eligible for membership.
Membership information collected October 4, 2026.