Credit union · NCUA insured
Quaker Oats Credit Union CD Rates
Quaker Oats Credit Union’s best CD rate is 0.95% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Quaker Oats Credit Union’s CD rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Quaker Oats Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Quaker Oats Credit Union
0.95%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $288
Certificate
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Quaker Oats Credit Union CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo0.60%
- 16–30 months16–30 mo0.85%
- 31–60 months31–60 mo0.95%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quaker Oats Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 0.95%APY · 5 terms
Substantial penalty for early withdrawal. Call or visit the credit union to invest in a certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSubstantial penalty for early withdrawal | 0.50% | $25 |
| 12 monthsSubstantial penalty for early withdrawal | 0.60% | $60 |
| 18 monthsSubstantial penalty for early withdrawal | 0.75% | $113 |
| 24 monthsSubstantial penalty for early withdrawal | 0.85% | $171 |
| 36 monthsSubstantial penalty for early withdrawal | 0.95% | $288 |
Sources (1)
- quakeroatscu.com/rates/cd-rates · captured Sep 18, 2026
Who can join Quaker Oats Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retirees of the Quaker Oats Company, Tree House Foods (formerly known as Ralston Foods), PMX Industries, Circle Computer Resources, and CCB Packaging.
Family and household
- Membership is open to family members of employees and retirees of the Quaker Oats Company, Tree House Foods (formerly known as Ralston Foods), PMX Industries, Circle Computer Resources, and CCB Packaging.
Membership information collected October 4, 2026.