Best CD rates and certificates

Requirements

Product: Compounded and credited quarterly except for 6 month term which compounds/credits at maturity. Minimum opening deposit/investment of $500 required to open and earn stated APY ($1,000 for 7-month promo). Penalty for early withdrawal may reduce earnings. Membership eligibility required.

Offer: Special Promo Share Certificate. Requires $1,000 new money. A minimum balance of $1,000 must be maintained to maturity to earn the stated APY. $250,000 maximum investment per member. Cannot be combined with any other offer. Offer may be discontinued at any time. Compounding/crediting quarterly or at maturity per disclosure schedule. Additional deposits not allowed.

Requirements

Product: Traditional CDs designed to be a low-risk, fixed interest rate account with a set maturity date. Flexible terms ranging from 3 months to 10 years, low minimum deposit requirements, flexible interest payment options, and automatic renewals. Interest is calculated on the daily ledger balance and compounded & credited quarterly. Early withdrawal penalties apply, and fees may reduce earnings.

Offer: Special offer accurate as of September 18, 2026. Fixed interest rate of 3.94% (4.00% APY). $5,000 minimum balance required to open the account and obtain advertised APY. Cannot be combined with any other offers. Auto-renews at 12-month term at current rate. Penalties apply for early withdrawal.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: USX Federal Credit Union membership is required. Early withdrawal penalties apply (30-day dividend penalty for 6 Month, 90-day dividend penalty for all others). Dividends compound and credit monthly.

Requirements

Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.

Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.

Requirements

Product: Minimum investment is $1,000. Early withdrawals may be subject to a penalty and may reduce earnings. Dividends are paid monthly to share account. Rates are reviewed monthly by the Board of Directors.

Offer: Minimum balance to earn APY as an investment in a certificate is $1,000. Dividends paid monthly to share account. Early withdrawal subject to penalty.

Requirements

Product: Membership eligibility required (family relationship, participating employer, or living/working/worshiping/attending school in underserved communities of Pittsburgh). Minimum deposit $500. Automatically renews upon maturity. No maintenance or set up fees.

Offer: Interest reinvests/compounds and credits quarterly. Daily balance method used. Early withdrawal penalty applies (120 days dividends). Automatically renews upon maturity.

Requirements

Product: Signature required. Penalty may be imposed for early withdrawal.

Offer: Special rate / limited time offer. Dividends are compounded and paid quarterly and at maturity. Assumes principal and interest remain on deposit. Automatically renews to a 12-month certificate upon maturity.

Requirements

Product: Limited time promotions. Membership and eligibility required (live, learn, work, attend school or worship in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland county). No minimum balance, no minimum opening deposit. Early withdrawal penalties may apply and may reduce earnings. Dividends compounded and credited monthly.

Offer: Auto-renews to the 12-month traditional certificate at established rate at the end of term. No minimum balance, no minimum opening deposit. $5,000 new money requirement.

Requirements

Product: Substantial penalty for early withdrawal.

Requirements

Product: Minimum opening deposit is $1,000 for adults/consumer certificates and $250 for youth under 18. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity to redeem without penalty.

Offer: Growth certificate. Compounded dividends monthly. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period.

Requirements

Product: Dividends are paid quarterly on the average daily balance.

Offer: Dividends paid quarterly on the average daily balance.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Must be a CADFCU member (open to Curtiss-Wright EMD Cheswick employees and immediate families) and maintain a minimum balance of $20 (or $50 with a loan) in another share account. Maximum total contribution of $20,000 per member across accounts.

Offer: Subject to early withdrawal penalties if closed prior to maturity.