Credit union · NCUA insured
Allegent Community FCU CD Rates
Allegent Community FCU’s best CD rate is 4.00% APY on a 7-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Allegent Community FCU’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Allegent Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Allegent Community FCU
4.00%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $231
Share Certificate
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Allegent Community FCU CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.15%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Allegent Community FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.00%APY · 9 terms
Compounded and credited quarterly except for 6 month term which compounds/credits at maturity. Minimum opening deposit/investment of $500 required to open and earn stated APY ($1,000 for 7-month promo). Penalty for early withdrawal may reduce earnings. Membership eligibility required.
| Term | APY · $500 and up | APY · $1,000 – $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsShort Term Certificate. Compounded and credited at maturity. Additional deposits allowed (limited to $500.00 minimum per deposit) | 3.70% | — | 3.70% | $183 |
| 7 monthsSpecial Promo Share Certificate. Requires $1,000 new money. A minimum balance of $1,000 must be maintained to maturity to earn the stated APY. $250,000 maximum investment per member. Cannot be combined with any other offer. Offer may be discontinued at any time. Compounding/crediting quarterly or at maturity per disclosure schedule. Additional deposits not allowed | — | 4.00% | 4.00% | $231 |
| 12 monthsRegular Certificate. Compounded and credited quarterly. Additional deposits not allowed | 3.50% | — | 3.50% | $350 |
| 18 monthsRegular Certificate. Compounded and credited quarterly. Additional deposits not allowed | 3.25% | — | 3.25% | $491 |
| 24 monthsRegular Certificate. Compounded and credited quarterly. Additional deposits not allowed | 3.25% | — | 3.25% | $661 |
| 30 monthsRegular Certificate. Compounded and credited quarterly. Additional deposits not allowed | 3.20% | — | 3.20% | $819 |
| 36 monthsRegular Certificate. Compounded and credited quarterly. Additional deposits not allowed | 3.15% | — | 3.15% | $975 |
| 48 monthsRegular Certificate. Compounded and credited quarterly. Additional deposits not allowed | 3.15% | — | 3.15% | $1,321 |
| 60 monthsRegular Certificate. Compounded and credited quarterly. Additional deposits not allowed | 3.15% | — | 3.15% | $1,677 |
Sources (3)
- allegentfcu.org/truth-in-savin…e-certificate-disclosure
- allegentfcu.org/certificates
- allegentfcu.org/deposit-rates
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificate
Up to 4.00%APY · 9 terms
Compounded quarterly (or at maturity for 6-month promo). Minimum investment of $500 required to open a regular IRA certificate and obtain the APY ($100 for youth promo, $1,000 for 7-month promo). Early withdrawal penalties apply (exceptions may apply for IRA distributions under certain IRS conditions). Membership eligibility required.
| Term | APY · $100 and up | APY · $500 and up | APY · $1,000 – $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsSpecial Promo Youth Share/IRA Certificate. 6-month term. Requires primary account owner to be under 18 years of age. Must be opened in branch. Minimum $100 balance maintained to maturity to earn stated APY. Offer valid for consumer certificates and IRA certificates only. Cannot be combined with any other offer. Offer may be discontinued at any time. Compounded/credited at maturity | 4.00% | — | — | 4.00% | $198 |
| 7 monthsSpecial Promo IRA Certificate. Requires $1,000 new money. A minimum balance of $1,000 must be maintained to maturity to earn the stated APY. $250,000 maximum investment per member. Cannot be combined with any other offer. Offer may be discontinued at any time | — | — | 4.00% | 4.00% | $231 |
| 12 monthsQuarterly compounding/crediting. Minimum $500 investment to open and obtain APY | — | 3.50% | — | 3.50% | $350 |
| 18 monthsQuarterly compounding/crediting. Minimum $500 investment to open and obtain APY | — | 3.25% | — | 3.25% | $491 |
| 24 monthsQuarterly compounding/crediting. Minimum $500 investment to open and obtain APY | — | 3.25% | — | 3.25% | $661 |
| 30 monthsQuarterly compounding/crediting. Minimum $500 investment to open and obtain APY | — | 3.20% | — | 3.20% | $819 |
| 36 monthsQuarterly compounding/crediting. Minimum $500 investment to open and obtain APY | — | 3.15% | — | 3.15% | $975 |
| 48 monthsQuarterly compounding/crediting. Minimum $500 investment to open and obtain APY | — | 3.15% | — | 3.15% | $1,321 |
| 60 monthsQuarterly compounding/crediting. Minimum $500 investment to open and obtain APY | — | 3.15% | — | 3.15% | $1,677 |
Sources (4)
- allegentfcu.org/iras
- allegentfcu.org/truth-in-savin…e-certificate-disclosure
- allegentfcu.org/certificates
- allegentfcu.org/deposit-rates
All captured Oct 16, 2026
Youth Share Certificate
Up to 4.00%APY · 3 terms
Available to anyone under the age of 18. Minors must have a parent, legal guardian, or immediate family member over the age of 18 listed as a joint owner on the accounts. Dividends compounded and credited quarterly (at maturity for special youth promo). Additional deposits allowed (limited to $100.00 minimum per deposit). Penalty for early withdrawal may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSpecial Promo - Youth Share Certificate. Compounded and credited at maturity per disclosure. Primary account owner must be under 18 years of age; parents or guardians may be joint owners of the account. Must be opened in a branch; not available online. Offer cannot be combined with any other offer. Minimum balance of $100.00 must be maintained to maturity to earn stated APY. Additional deposits allowed ($100 minimum). Offer valid for consumer certificates and IRA certificates only. Offer may be discontinued at any time | 4.00% | $198 |
| 12 monthsRequires minimum opening deposit of $100. Additional deposits allowed ($100 minimum). Compounded quarterly | 1.00% | $100 |
| 24 monthsRequires minimum opening deposit of $100. Additional deposits allowed ($100 minimum). Compounded quarterly | 1.51% | $304 |
Sources (3)
- allegentfcu.org/truth-in-savin…e-certificate-disclosure
- allegentfcu.org/certificates
- allegentfcu.org/deposit-rates
All captured Oct 16, 2026
Who can join Allegent Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Allegheny, Beaver, or Butler Counties.
Family and household
- Membership is open to families of eligible members.
Membership information collected October 5, 2026.