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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Erie County, NY · Showing Erie County, NY: too few institutions in Amherst, NY

  1. SNIFCUShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    3.55%APY$1,103 over 36 months on $10,000
  2. North Towns FCULucky Saver CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    3.50%APY$350 over 1 year on $10,000
  3. Alden State BankCertificates of Deposit (CDs)CD · 24 months · $500 min

    Bank · 3 branches

    3.50%APY$712 over 24 months on $10,000
  4. Kaleida Health Federal Credit UnionCertificates of DepositCD · 24 months · $500 min

    Credit union · 3 branches

    3.50%APY$712 over 24 months on $10,000
  5. Top Carrot, Carrot Score 88
    ONE Credit UnionTerm Share CertificateCD · 12 months · $500 min

    Credit union · 3 branches

    3.45%APY$345 over 1 year on $10,000
  6. Cattaraugus County BankCertificate of DepositCD · 6 months · $1,000 min · 3.30%–3.60% by balance

    Bank · 1 branch

    3.40%APY$169 over 6 months on $10,000intro rate
  7. WNY Federal Credit UnionTerm Share (Certificate)CD · 12 months · $1,000 min

    Credit union · 1 branch

    3.34%APY$334 over 1 year on $10,000
  8. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 9 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  9. Top Carrot, Carrot Score 89
    Good NeighborsCDsCD · 24 months · $500 min

    Credit union · 2 branches

    3.29%APY$669 over 24 months on $10,000
  10. Radius FCUCertificates (CDs)CD · 12 months · $25 min

    Credit union · 2 branches

    3.25%APY$325 over 1 year on $10,000
  11. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 15 branches

    3.15%APY$315 over 1 year on $10,000
  12. Meridia Community Credit UnionTerm Share CertificatesCD · 6 months · $500 min

    Credit union · 3 branches

    3.09%APY$153 over 6 months on $10,000
  13. Top Carrot, Carrot Score 95
    Greater Woodlawn FCUTerm Share CertificateCD · 24 months · $2,500 min

    Credit union · 1 branch

    3.00%APY$609 over 24 months on $10,000
  14. Williamsville Federal Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    2.72%APY$551 over 24 months on $10,000
  15. Top Carrot, Carrot Score 89
    Circuit Federal Credit UnionTerm Share AccountsCD · 12 months

    Credit union · 2 branches

    1.97%APY$197 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Erie County, NY

318 CDs at 43 banks and credit unions · checked Oct 6–22

Typical
2.90%
Top 10% from
4.00%
Banks, typical
0.50%
Credit unions, typical
3.28%

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Buffalo, NY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 4 branches
  2. SJP Federal Credit UnionCredit union · 1 branch
  3. Niagara's ChoiceCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate