Credit union · NCUA insured
Williamsville Federal Credit Union CD Rates
Williamsville Federal Credit Union’s best CD rate is 2.72% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Williamsville Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Williamsville Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Williamsville Federal Credit Union
2.72%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $551
Share Certificates
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Williamsville Federal Credit Union CD score
63
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo2.15%
- 16–30 months16–30 mo2.72%
- QualifiedQualified2.72%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Williamsville Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.72%APY · 3 terms
Dividends are accrued from the term of the certificate and posted upon maturity. For all share certificates, a penalty will be imposed for early withdrawal. For Share Certificates with denominations of 5,000 to 10,000 plus, contact the Credit Union for additional rates. Members will forfeit dividends if the account is closed before accrued dividends are credited. No limit to the amount of Share Certificates you may own. No additional deposits allowed into an existing account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.00% | $100 |
| 12 months | 2.15% | $215 |
| 24 months | 2.72% | $551 |
Who can join Williamsville Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Williamsville Central School District employees are eligible to join Williamsville FCU.
Family and household
- Family members of Williamsville Central School District employees are eligible to join Williamsville FCU.
Other ways
- Any child in the field of membership can become a member and open a share savings account.
Cost to join
- An initial $6.00 deposit is required for a child account.
- Joining requires a membership fee of $1.00 and a minimum share deposit of $5.00.
Membership information collected October 5, 2026.