Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Greensboro, NC
- 3.29%APY$669 over 24 months on $10,000
Requirements
Product: Certificate rates subject to change without notice; penalty applied for early withdrawal of funds; additional deposits not allowed; renewable automatically. NCUA insured up to $250,000.
Offer: Compounded quarterly, credited quarterly (calendar). Daily balance method. Automatically renewable.
3.25% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$661 over 24 months on $10,000
Requirements
Product: Available exclusively online. $1,000 minimum deposit. Consumer accounts only.
Offer: Available exclusively online.
3.20% interest rate · Balance cap $250,000 · Effective Feb 17, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: Must be at least 18 years of age and a legal resident of North Carolina. Limit one Save to Win account per Social Security Number. Not eligible for bonus dividend. Allows add-on deposits. Early withdrawal penalty applies ($25 for first withdrawal, closure for second).
Offer: Dividends accrued daily and paid monthly. Entry into monthly/quarterly prize drawings with each $25 balance increase. Early withdrawal penalties apply.
3.10% interest rate · Effective Apr 14, 2026
Rate checked
More details - 3.15%APY$1,677 over 60 months on $10,000
Requirements
Product: Minimum deposit $500 ($100 for Youth Club 0-12 yrs and Teen Club 13-17 yrs). Add-on deposits permitted anytime throughout the term. Members age 55+ receive a 0.15% bonus dividend above the current rate.
Offer: Dividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies.
3.10% interest rate · Effective Apr 14, 2026
Rate checked
More details - Revity Federal Credit UnionMini Jumbo CertificateCD · 60 months · $10,000 min
Credit union · 3 branches
3.15%APY$1,677 over 60 months on $10,000Requirements
Product: Minimum deposit $10,000. Add-on deposits permitted for non-IRA certificates. Members age 55+ receive a 0.15% bonus dividend above the current rate.
Offer: Dividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies.
3.10% interest rate · Effective Apr 14, 2026
Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - Truliant Federal Credit UnionFlex CertificatesCD · 24 months · $250 min · 2.92%–3.08% by balance
Credit union · 4 branches
2.98%APY$605 over 24 months on $10,000Requirements
Offer: You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.
2.89% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Flex Certificates Balance APY $250 and up 2.92% $5,000 and upYour amount 2.98% $25,000 and up 3.03% $100,000 and up 3.08% Rate checked
More details - 2.95%APY$1,565 over 60 months on $10,000
Requirements
Product: 60-month certificate designed to support long-term savings goals, including preparing for a future home purchase or mortgage-related milestone. $50 minimum opening deposit.
Offer: Mortgage Saver (5 yr). $50 minimum opening deposit.
2.91% interest rate · Balance cap $50,000 · Effective Feb 17, 2026
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 1.90%APY
Requirements
Product: This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Rate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
1.89% interest rate · Effective Oct 15, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 8 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Greensboro, NC
351 CDs at 25 banks and credit unions · checked Oct 6–22
- Typical
- 2.50%
- Top 10% from
- 4.05%
- Banks, typical
- 1.00%
- Credit unions, typical
- 3.40%
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Find your bank or credit union to see all its rates and how they compare near you.
Greensboro, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Allegacy FinancialCredit union · 3 branches
- Nova Credit UnionCredit union · 1 branch