Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 18 in Greensboro, NC · median 13.62% APR
- 8.95%APRas low as · up to 16.95%
8.95% APR, up to 16.95%
Terms
Non-variable APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - American Partners Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
Rate based on credit history. Rates may change without notice.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Requires checking account with direct deposit. Non-variable rate.
Credit card score 79 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 11.25%APRas low as
Terms
Standard variable APR for purchases applied to unpaid introductory balances, new purchases, and new balance transfers after the introductory period. Rate based on credit history.
Credit card score 76 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - Acclaim Federal Credit UnionConnect Rewards Plus Mastercard Credit Card · No annual fee
Credit union · 1 branch
11.40%APRas low asTerms
Revolving term. No annual fee. Rates as low as 11.40% APR. Rates effective as of 10/01/2026. A foreign transaction fee of up to 1% may be imposed. Rate may include Auto Pay, Active Checking, and/or Fully Protected discounts. Variable rates subject to increase or decrease. Subject to credit approval.
Credit card score 76 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 14.50%
11.50% APR, up to 14.50%
Terms
Variable APR on purchases equals Prime + margin of 4.50% - 7.50% based on creditworthiness. No annual fee.
Credit card score 75 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 13.40%APRas low as · up to 23.40%
13.40% APR, up to 23.40%
Terms
After 6 months, a variable 13.40 – 23.40% APR will apply.
Credit card score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Rate depends on creditworthiness. Variable rate.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.74%APRas low as · up to 23.74%
15.74% APR, up to 23.74%
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 16.15%APRas low as
Terms
Variable rate for purchases after the twelfth month; adjusts with the market based on the Prime Rate. Rates subject to change monthly.
Credit card score 61 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 16.75%APRas low as · up to 18.00%
16.75% APR, up to 18.00%
Terms
Variable APR subject to change quarterly based on the first 6-month Treasury Bill Auction plus a margin of 12.5%. No minimum interest rate, maximum rate of 18.00% Variable APR. No Annual Maintenance Fee. Grace period for purchases if balance is paid in full each month. No Cash Advance Fee.
Credit card score 61 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 17.24%APRas low as · up to 23.24%
17.24% APR, up to 23.24%
Terms
After the intro period, regular variable APR of 17.24% - 23.24% (also stated as 17.99% - 23.99% in disclosures), based on creditworthiness.
Credit card score 61 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Greensboro, NC
18 banks and credit unions · checked Oct 16–22
- Typical
- 13.62%
- Top 10% up to
- 9.90%
- Banks, typical
- 15.74%
- Credit unions, typical
- 11.40%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Greensboro, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Allegacy FinancialCredit union · 3 branches
- Nova Credit UnionCredit union · 1 branch