Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in New Orleans, LA
- 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
Rate checked
More details - Credit Human Federal Credit UnionSustainable Share CertificateCD · 18 months · $500 min
Credit union · 6 branches
3.95%APY$598 over 18 months on $10,000Requirements
Product: All the benefits of regular share certificate plus a positive environmental impact. Fixed 18-month term. Open with $500 minimum deposit. Dividends paid monthly. Automatic renewal at maturity. A penalty will be imposed for early withdrawal. Actual certificate dividend rate and APY will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. APY assumes dividends remain on deposit until maturity; withdrawal of dividends will reduce earnings. Published rates and APYs are subject to change daily. NCUA insured up to $250,000. Membership eligibility required.
3.88% interest rate · Effective Oct 16, 2026
Rate checked
More details - RiverLand Federal Credit UnionRegular CertificatesCD · 18 months · $1,000 min
Credit union · 1 branch
3.90%APY$591 over 18 months on $10,000Requirements
Product: No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).
Offer: Monthly compounding; early withdrawal penalty applies.
3.83% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.85%APY$352 over 11 months on $10,000
Requirements
Product: Early withdrawal penalties apply and fees may reduce earnings. Terms of 6 to 60 months available.
Offer: Minimum balance $1,000. Fees may reduce earnings.
Rate checked
More details - EPIC Federal Credit UnionTerm Share CertificatesCD · 12–18 months · $1,000 min · 3.80%–3.90% by balance
Credit union · 1 branch
3.80%APYwith conditionsRequirements
Product: Regular Tier Share Certificates have tiered rates based on total balances in all savings accounts (except IRAs)
Qualified rate · 3.73% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 – $50,000Your amount 3.80% $50,000 – $100,000 3.85% $100,000 and up 3.90% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Fixed-rate certificate. Early withdrawal subject to penalty. No setup or maintenance fees.
Offer: Compounded / Credited: Monthly/Monthly. Early withdrawal penalty: 180 days dividends.
Effective Aug 7, 2026
Rate checked
More details - Credit Human Federal Credit UnionLiquid Share CertificateCD · 12 months · $5,000 min
Credit union · 6 branches
3.64%APY$364 over 1 year on $10,000Requirements
Product: Fixed 1-year term with $5,000 minimum deposit. Unlimited deposits allowed during the term. Two no-penalty withdrawals allowed during the term as long as minimum balance of $5,000 is maintained. Beyond two allowed withdrawals, early withdrawal penalty applies. Dividends paid monthly and calculated using daily balance method. Automatic renewal at maturity. Membership eligibility required.
Offer: Unlimited deposits and 2 penalty-free withdrawals during the 1-year term provided balance stays at or above $5,000.
3.58% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.58%APY$177 over 6 months on $10,000
Requirements
Product: Fixed rate of return. Dividends are paid on the first day of each calendar month. A penalty may be imposed for early withdrawal.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.55%APY$206 over 7 months on $10,000intro rate
Requirements
Product: A penalty will be imposed for early withdrawal. Fees could reduce earnings.
Promotional rate · 3.49% interest rate · Effective Apr 3, 2026
Rate checked
More details - Fleur De Lis FCUShare CertificatesCD · 12 months · $500 min · 3.40%–3.61% by balance
Credit union · 1 branch
3.51%APY$351 over 1 year on $10,000Requirements
Product: A $500 deposit is required to open a Share Certificate. Membership restrictions apply.
3.35% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.40% $10,000 and upYour amount 3.51% $50,000 and up 3.61% Rate checked
More details - 3.45%APY
Requirements
Product: Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
Offer: Featured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 1 branch
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.
3.00% interest rate · Effective Oct 1, 2026
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More details - 2.02%APY$17 over 1 months on $10,000
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Orleans, LA
256 CDs at 27 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.05%
- Banks, typical
- 1.15%
- Credit unions, typical
- 3.58%
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Find your bank or credit union to see all its rates and how they compare near you.
New Orleans, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 2 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 5 branches
- RiverLand Federal Credit UnionCredit union · 4 branches