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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Indianapolis, IN

  1. HARVESTER FINANCIALShare CertificatesCD · 15 months · $500 min

    Credit union · 2 branches

    4.00%APY$502 over 15 months on $10,000
  2. ENERGY PLUSCertificatesCD · 15 months · $500 min

    Credit union · 2 branches

    4.00%APY$502 over 15 months on $10,000
  3. Firefighters Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 2 branches

    4.00%APY$2,167 over 60 months on $10,000
  4. Lake City BankCompanion CDCD · 13 months · $1,000 min

    Bank · 3 branches

    3.90%APY$423 over 13 months on $10,000with conditions
  5. Top Carrot, Carrot Score 88
    Merchants BankFixed Rate CDCD · 3 months · $1,000 min

    Bank · 1 branch

    3.82%APY$94 over 3 months on $10,000
  6. Hoosier United Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 3 branches

    3.82%APY$779 over 24 months on $10,000
  7. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 6 branches

    3.75%APY$217 over 7 months on $10,000
  8. Centier BankCertificate of DepositCD · 8 months · $1,000 min

    Bank · 3 branches

    3.75%APY$248 over 8 months on $10,000intro rate
  9. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 5 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  10. STAR Financial BankCertificates of DepositCD · 15 months · $1,000 min

    Bank · 2 branches

    3.75%APY$471 over 15 months on $10,000with conditions
  11. Top Carrot, Carrot Score 92
    Elements FinancialAdvantage CertificateCD · 13 months · $1,000 min

    Credit union · 4 branches

    3.65%APY$396 over 13 months on $10,000
  12. Family Horizons Credit UnionShare CertificateCD · 12 months · $2,500 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000
  13. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 26 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  14. KEMBA Indianapolis Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 1 branch

    3.25%APY$161 over 6 months on $10,000
  15. KEMBA Indianapolis Credit UnionInvestment CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    3.25%APY$1,007 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Indianapolis, IN

339 CDs at 28 banks and credit unions · checked Oct 15–22

Typical
2.65%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.25%

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Indianapolis, IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Elements FinancialCredit union · 5 branches
  2. FORUM Credit UnionCredit union · 16 branches
  3. Indiana Members Credit UnionCredit union · 24 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate