Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Los Angeles, CA
- 2.95%APY$754 over 30 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 2.90% interest rate · Effective Oct 14, 2026
Rate checked
More details - 2.89%APY$289 over 1 year on $10,000
Requirements
Product: Fixed-rate account. Dividends compounded and credited monthly, calculated using the average daily balance method. Stated rate paid until maturity.
Offer: Fixed rate type. Must maintain an average daily balance of $1,000.00 to earn dividends and obtain stated APY.
2.85% interest rate · Effective Sep 25, 2026
Rate checked
More details - First Financial Credit UnionRelationship Share CertificateCD · 12 months · $500 min
Credit union · 1 branch
2.85%APY$285 over 1 year on $10,000with conditionsRequirements
Product: Must have an FFCU Checking Account and Online Banking to open and earn additional dividends. Qualifying relationship products/services under the same account number increase dividend yield up to a maximum of 4 electives (categories: active debit cards, credit cards, SuperSavers, IRAs, Auto Loans, and Real Estate Loans).
Offer: +4 relationship products. Dividends paid annually and at maturity.
Qualified rate · 2.85% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.
Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.
Effective Oct 15, 2026
Rate checked
More details - First Financial Credit UnionAloha Share CertificateCD · 12 months · $2,500 min
Credit union · 1 branch
2.75%APY$275 over 1 year on $10,000with conditionsRequirements
Product: Must be opened with new money only (funds from non-First Financial sources/outside bank accounts) and require an active Checking account with Online Banking.
Offer: New money only; active Checking account with Online Banking required. Dividends paid annually and at maturity.
Qualified rate · 2.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 1.95%APY$195 over 1 year on $10,000
Requirements
Product: Membership eligibility required. Minimum $500 opening deposit / balance to earn dividends. Early withdrawal penalties apply.
1.93% interest rate · Effective Apr 9, 2024
Rate checked
More details - ILWU Credit UnionFlexible CertificateCD · 24 months · $1,000 min · 1.90%–2.05% by balance
Credit union · 2 branches
1.90%APY$384 over 24 months on $10,000Requirements
Product: Not eligible for IRAs. Dividends paid monthly and at maturity.
1.89% interest rate · Effective Jun 17, 2024
Rate by balance
Rate by balance for Flexible Certificate Balance APY $1,000 – $25,000Your amount 1.90% $25,000 – $50,000 1.95% $50,000 – $100,000 2.00% $100,000 and up 2.05% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 60 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.71%APY$702 over 48 months on $10,000
1.70% interest rate · Effective Feb 1, 2023
Rate checked
More details - First City Credit UnionWealth Builder Term Certificate AccountCD · 9 months · $50 min · 1.30%–1.40% by balance
Credit union · 1 branch
1.40%APY$105 over 9 months on $10,000intro rateRequirements
Product: Membership required. Penalties will be imposed for early withdrawals. Minimum $50 opening deposit with payroll deduction earns 1.29% rate (1.30% APY); $500 opening deposit earns 1.39% rate (1.40% APY) effective as of 09/11/2025. Funds deposited must be new money. Automatic roll-over at maturity into a 9-month Wealth Builder Certificate.
Promotional rate · 1.29% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Wealth Builder Term Certificate Account Balance APY $50 and up 1.30% $500 and upYour amount$500 opening deposit. Effective as of 09/11/2025. 1.40% Rate checked
More details - Priority One Credit UnionLong Term Certificate AccountsCD · 60 months · $2,500 min
Credit union · 1 branch
0.83%APY$422 over 60 months on $10,000Requirements
Product: Higher Dividend Rate offered at any time may be elected during the term of the certificate. Substantial penalty may be imposed for early withdrawal.
0.83% interest rate
Rate checked
More details - Priority One Credit UnionTerm Share CertificateCD · 36 months · $1,000 min · 0.58%–0.68% by balance
Credit union · 1 branch
0.63%APY$190 over 36 months on $10,000Requirements
Product: Higher Dividend Rate offered at any time may be elected during the term of the certificate. Substantial penalty may be imposed for early withdrawal.
0.58% interest rate
Rate by balance
Rate by balance for Term Share Certificate Balance APY $1,000 – $9,999 0.58% $10,000 – $24,999Your amount 0.63% $25,000 and up 0.68% Rate checked
More details - 0.60%APY$181 over 36 months on $10,000
Requirements
Product: Open a CD with as little as $1,000.00. No monthly service charge. Interest is compounded daily and paid quarterly (monthly interest payment optional). Penalty for early withdrawal of CD principal applies unless allowed by account type.
0.60% interest rate · Compounded daily · Effective Oct 5, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Los Angeles, CA
774 CDs at 67 banks and credit unions · checked Oct 16–22
- Typical
- 3.01%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.25%
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Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches