Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Wooster, OH metro
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 3 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$1,369 over 37 months on $10,000
Requirements
Offer: 37 Month; Under $150,000; CD automatically renews at 12 month term
4.17% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.18%APY$1,307 over 36 months on $10,000
Requirements
Product: Automatic renewal at maturity. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.10%APY$237 over 7 months on $10,000
Requirements
Product: Must be a member of Everence Federal Credit Union. Compounding quarterly. Penalty for early withdrawal: $25, plus 1/2 of total dividends equal to original term of certificate, whether earned or not. Auto-renews at maturity for the same term at the then-current rate with a 10-day grace period.
Offer: Limited-time special offer. Must be funded with new money not currently on deposit with Everence (stated as of 6/1/2026 in footnote 1 and 9/1/2026 in footnote 2). Maximum deposit per certificate of $250,000. Maximum of one certificate per Tax ID. Auto-renews at the current rate and term for a 6-month certificate.
Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000with conditions
Requirements
Product: Relationship is defined by having a Main Street Bank checking account with transactions during the last 30 days, or opening a checking account on the same day as opening the Relationship CD. The Bank reserves the right to limit Relationship CD Specials to a maximum deposit amount of $250,000. All Relationship CD Specials automatically renew as a 12 month CD.
Offer: Choose Your Term Relationship CD Special (6 month term). Requires qualifying checking relationship. Automatically renews as 12 month.
Qualified rate · 3.94% interest rate · Balance cap $250,000
Rate checked
More details - Greater Wayne Community FCUCertificate of DepositCD · 25 months · $1,000 min
Credit union · 2 branches
3.92%APY$834 over 25 months on $10,000intro rateRequirements
Product: Additional Deposits: Not Allowed Withdrawals: Allowed Dividends Only. Renewable: Automatic. Dividends Compounded: Quarterly. Rates may be subject to change.
Offer: 25 Month Share Certificate Special. Minimum balance $1,000.
Promotional rate · 3.85% interest rate
Rate checked
More details - 3.66%APY$181 over 6 months on $10,000
Requirements
Product: Interest is compounded monthly. Fixed rate for the term. Monthly maintenance charge: None for CDs. Early withdrawal penalties assessed prior to maturity (Term of 6 months or less: 3 months' interest; more than 6 months up to 48 months: 6 months' interest; 48 months or greater: 12 months' interest). CD renews at the same term as the original.
Offer: Term: 6 Months. Interest compounded monthly. Minimum balance to earn APY is $500.00.
3.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Wayne County Community Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · 3 branches
3.50%APY$173 over 6 months on $10,000intro rateRequirements
Product: Substantial penalty for early withdrawal. Higher interest rates available for accounts with certain relationships. NCUA insured to at least $250,000.
3.47% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 2.79%APY$46 over 2 months on $10,000
Requirements
Product: Choose from 3 to 72-month terms (or 2 to 72 months per schedule). A penalty will be imposed for early withdrawal.
Offer: Early withdrawal penalty applies. Minimum daily balance of $500.00 to obtain APY.
2.75% interest rate · Effective Sep 23, 2026
Rate checked
More details - 1.56%APY$805 over 60 months on $10,000
Requirements
Product: Fixed rate CD terms from 30 days to 5 years. No monthly service fee. Interest compounds monthly. Penalty for early withdrawal may be imposed. 30-day Savers CD allows deposits at any time throughout the life of the account.
Offer: 5 Year CD. Early withdrawal penalty: 365 days interest on amount withdrawn.
1.55% interest rate
Rate checked
More details - 0.90%APY$227 over 30 months on $10,000
Requirements
Product: Allows additional deposits during term of $100.00 or more; aggregate total cannot exceed original amount of certificate. If automatically renewed, becomes a regular Certificate of Deposit. Fixed rate for the term. Interest compounded monthly. Monthly maintenance charge: None. Early withdrawal penalties apply.
Offer: Term: 30 Month. Minimum opening balance and minimum balance to earn APY is $2,000.00. Allows add-on deposits of $100.00 or more.
0.90% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wooster, OH metro
217 CDs at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.85%
- Top 10% from
- 3.91%
- Banks, typical
- 0.40%
- Credit unions, typical
- 3.43%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wooster, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Directions Credit UnionCredit union · 1 branch
- EverenceCredit union · 1 branch
- Wayne County Community Federal Credit UnionCredit union · 3 branches