Bank · FDIC insured
The Commercial & Savings Bank
A $1.3B bank headquartered in Millersburg, OH, with 16 branches in Ohio. Best rates: CDs 1.56% APY.
The Commercial & Savings Bank Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#13 of 14 in Wooster, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Commercial & Savings Bank
Founded in 1879, The Commercial & Savings Bank is headquartered in Millersburg, Ohio, where it originally opened in 1874 as the Bank of Millersburg.
The bank is owned by holding company CSB Bancorp, Inc., which was formed in 1992.
CSB operates 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties in Ohio, and acquired Indian Village Bancorp, Inc. in 2008.
- Headquarters
- 91 N Clay St, Millersburg, OH 44654
- FDIC certificate
- 9139 ↗
Branches
16 branches in Ohio
Loading map…
Ohio
16 branches
New Philadelphia area · 4
- Bolivar Banking Center11113 Fairoaks Rd Ne, Bolivar, OH 44612Directions
- 100 South Walnut Street Branch100 S Walnut St, Gnadenhutten, OH 44629Directions
- New Philadelphia Branch635 W High Ave, New Philadelphia, OH 44663Directions
- Sugarcreek Branch127 S Broadway St, Sugarcreek, OH 44681Directions
Wooster area · 4
- Orrville High Street Banking Center Branch119 W High St, Orrville, OH 44667Directions
- Shreve Branch333 W South St, Shreve, OH 44676Directions
- Milltown Financial Center Branch3562 Commerce Pkwy, Wooster, OH 44691Directions
- Wooster Downtown Branch350 E Liberty St, Wooster, OH 44691Directions
Millersburg area · 3
- The Commercial and Savings Bank of Millersburg, OhioMain office91 N Clay St, Millersburg, OH 44654Directions
- Clinton Commons Branch2101 Glen Dr, Millersburg, OH 44654Directions
- South Clay Street Auto Branch91 S Clay St, Millersburg, OH 44654Directions
Berlin area · 1
- Berlin Branch4587 State Route 39, Berlin, OH 44610Directions
Charm area · 1
- Charm Branch4440 County Road 70, Charm, OH 44617Directions
Canton area · 1
- North Canton Branch600 S Main St, North Canton, OH 44720Directions
Walnut Creek area · 1
- Walnut Creek Branch4980 Old Pump Street, Walnut Creek, OH 44687Directions
Winesburg area · 1
- Winesburg Branch2225 U.S. Route 62, Winesburg, OH 44690Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.25% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.84% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.46% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $77 | $88 | — |
- CapitalLeverage ratio10.25%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.84%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.46%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$77Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Commercial & Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.