Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Wooster, OH metro · median 9.99% APR
- 8.90%APRas low as · up to 16.90%
8.90% APR, up to 16.90%
Terms
Standard APR on unpaid balance based on creditworthiness. 8.90% APR listed as lowest rate as of October 1, 2026. No annual fee, no cash advance or domestic transaction fees. No interest charged on purchases if paid within 25 days of statement date. 1% foreign transaction fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate as low as 9.99%.
Credit card score 82 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - Wayne County Community Federal Credit UnionVISA Credit Card · No annual fee
Credit union · 3 branches
9.99%APRas low asTerms
Grace period of at least 25 days after the close of each billing cycle; no interest charged on purchases if entire balance is paid by due date each month.
Credit card score 82 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Fixed-rate APR. Credit limits from $500 to $10,000 based on qualifying credit.
Credit card score 66 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Wooster, OH metro
5 banks and credit unions · checked Oct 16
- Typical
- 9.99%
- Top 10% up to
- 9.34%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wooster, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Directions Credit UnionCredit union · 1 branch
- EverenceCredit union · 1 branch
- Wayne County Community Federal Credit UnionCredit union · 3 branches