Credit union · NCUA insured
Wayne County Community Federal Credit Union CD Rates
Top CarrotWayne County Community Federal Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Wayne County Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Wooster, OH, where Wayne County Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wayne County Community Federal Credit Union
3.50%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $173
Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Wayne County Community Federal Credit Union CD score
71
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.15%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wayne County Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.50%APY · 6 terms
Substantial penalty for early withdrawal. Higher interest rates available for accounts with certain relationships. NCUA insured to at least $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.25% | $325 |
| 24 months | 3.15% | $640 |
| 36 months | 3.00% | $927 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.50% | $1,314 |
Who can join Wayne County Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Wayne County, Ohio is eligible for membership.
Family and household
- Immediate family members (sibling, parent, child, or spouse) of a current Wayne County Community Federal Credit Union member are eligible for membership.
Cost to join
- A $5 initial deposit is required to open a savings account and establish a membership share.
Membership information collected October 5, 2026.