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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Washington, DC-VA-MD-WV metro

  1. Top Carrot, Carrot Score 89
    Lafayette Federal Credit UnionVariable-Rate Certificate AccountsCD · 18 months · $50 min

    Credit union · 12 branches

    3.66%APY$554 over 18 months on $10,000
  2. National Capital BankCD Rate SpecialsCD · 4 months · $10,000 min

    Bank · 4 branches

    3.65%APY$120 over 4 months on $10,000intro rate
  3. Northwest Federal Credit UnionRegular CertificatesCD · 12 months · $1,000 min · 3.65%–3.75% by balance

    Credit union · 12 branches

    3.65%APY$365 over 1 year on $10,000
  4. GUASFCUCertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.65%APY$365 over 1 year on $10,000intro rate
  5. Fulton BankCertificate of Deposit PromoCD · 13 months · $1,000 min

    Bank · 6 branches

    3.60%APY$391 over 13 months on $10,000with conditions
  6. State Department Federal Credit UnionBump Up CertificateCD · 17 months · $500 min

    Credit union · 5 branches

    3.60%APY$514 over 17 months on $10,000
  7. Prince George's Community Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 4 branches

    3.55%APY$355 over 1 year on $10,000
  8. WSSC Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 3 branches

    3.55%APY$355 over 1 year on $10,000
  9. CommonWealth OneShare CertificateCD · 12 months · $1,000 min

    Credit union · 5 branches

    3.55%APY$355 over 1 year on $10,000
  10. Peoples Bank5 Month CDCD · 5 months · $1,000 min

    Bank · 2 branches

    3.54%APY$146 over 5 months on $10,000intro rate
  11. EP Federal Credit UnionSmartSaver CertificatesCD · 12 months · $1,000 min

    Credit union · 2 branches

    3.50%APY$350 over 1 year on $10,000
  12. Peoples Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 2 branches

    3.50%APY$380 over 13 months on $10,000intro rate
  13. Presidential Bank2 Year CDCD · 24 months · $1,000 min

    Bank · 10 branches

    3.50%APY$712 over 24 months on $10,000
  14. Top Carrot, Carrot Score 95
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 10 branches

    3.50%APY$1,877 over 60 months on $10,000
  15. Top Carrot, Carrot Score 94
    IDB Global Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.45%–3.55% by balance

    Credit union · 1 branch

    3.45%APY$345 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Washington, DC-VA-MD-WV metro

1,176 CDs at 111 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.25%
Credit unions, typical
3.50%

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Washington, DC-VA-MD-WV metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 9 branches
  2. Hanscom Federal Credit UnionCredit union · 1 branch
  3. Tower Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate