Credit union · NCUA insured
WSSC Federal Credit Union CD Rates
WSSC Federal Credit Union’s best CD rate is 3.55% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How WSSC Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where WSSC Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WSSC Federal Credit Union
3.55%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $355
Certificate
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
WSSC Federal Credit Union CD score
71
CD score
Higher than 28% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WSSC Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.55%APY · 5 terms
Lock in a fixed rate for the term of your certificate. A penalty will or may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed Rate. A penalty will or may be imposed for early withdrawal | 3.03% | $150 |
| 12 monthsFixed Rate. A penalty will or may be imposed for early withdrawal | 3.55% | $355 |
| 18 monthsFixed Rate. A penalty will or may be imposed for early withdrawal | 3.03% | $458 |
| 24 monthsFixed Rate. A penalty will or may be imposed for early withdrawal | 3.03% | $615 |
| 36 monthsFixed Rate. A penalty will or may be imposed for early withdrawal | 3.03% | $937 |
Sources (1)
- wsscfcu.org/accounts/deposit-accounts/certificates · captured Sep 19, 2026
9 Month Add-on Certificate
3.03%APY · 1 term
Make recurring deposits of at least $15 through payroll deduction. Only available on this term and through payroll deduction. A penalty will or may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsFixed Rate. Make recurring deposits of at least $15 through payroll deduction. Only available on this term and through payroll deduction. A penalty will or may be imposed for early withdrawal | 3.03% | $226 |
Sources (1)
- wsscfcu.org/accounts/deposit-accounts/certificates · captured Sep 19, 2026
Special-purpose accounts
Youth Certificate (12 Month)
3.55%APY · 1 term
A penalty will or may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed Rate. A penalty will or may be imposed for early withdrawal | 3.55% | $355 |
Sources (1)
- wsscfcu.org/accounts/deposit-accounts/certificates · captured Sep 19, 2026
Who can join WSSC Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.