Credit union · NCUA insured
Prince George's Community Federal Credit Union CD Rates
Prince George's Community Federal Credit Union’s best CD rate is 3.55% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Prince George's Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Prince George's Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Prince George's Community Federal Credit Union
3.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $355
Share Certificate
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Prince George's Community Federal Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.35%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prince George's Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.55%APY · 5 terms
Regular share certificates accrue dividends from the day of deposit and credit dividends quarterly on the last day of each calendar quarter. Certain restrictions apply.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.35% | — | 3.35% | $166 |
| 12 months | 3.55% | — | 3.55% | $355 |
| 24 months | — | 3.35% | 3.35% | $681 |
| 36 months | — | 3.20% | 3.20% | $991 |
| 60 months | — | 3.15% | 3.15% | $1,677 |
Pot of Gold Certificate
3.30%APY · 1 term
Term is 60 months with financial goal between $3,000 and $20,000. Monthly or biweekly deposits must be set up automatically; no deposits allowed over the counter, via Audio or Home Banking. Paid the dividend rate applicable to the balance amount.
| Term | APY · Up to $2,500 | APY · $2,500 – $5,000 | APY · $5,000 – $7,500 | APY · $7,500 – $20,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 60 months | 1.77% | 2.28% | 2.79% | 3.30% | 3.30%1.77% $0–$2.5k2.28% $2.5k–$5k2.79% $5k–$7.5k | $1,763 |
Bump-Up Share Certificate
Up to 3.20%APY · 2 terms
Features a Rate Increase Option allowing a one-time increase to interest rate and APY during the term without extending the maturity date. Accrues dividends from day of deposit and credits quarterly on the last day of each calendar quarter.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 3.20% | $991 |
| 60 months | 3.15% | $1,677 |
Special-purpose accounts
IRA Share Certificate
Up to 3.55%APY · 5 terms
IRA certificates accrue dividends from the day of deposit and credit dividends quarterly on the last day of each calendar quarter. Certain restrictions apply.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.35% | — | 3.35% | $166 |
| 12 months | 3.55% | — | 3.55% | $355 |
| 24 months | — | 3.35% | 3.35% | $681 |
| 36 months | — | 3.20% | 3.20% | $991 |
| 60 months | — | 3.15% | 3.15% | $1,677 |
Who can join Prince George's Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who own a business in Prince George's County, Maryland, are eligible for membership.
- Individuals who live in Prince George's County, Maryland, are eligible for membership.
- Individuals who attend school in Prince George's County, Maryland, are eligible for membership.
- Individuals who volunteer in Prince George's County, Maryland, are eligible for membership.
- Individuals who work in Prince George's County, Maryland, are eligible for membership.
- Individuals who worship in Prince George's County, Maryland, are eligible for membership.
1 more way to join
Family and household
- Immediate family members of primary members are eligible for membership once primary membership is established.
Cost to join
- Membership requires a $5 deposit in a share savings account.
Membership information collected October 4, 2026.