Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Washington, DC-VA-MD-WV metro

  1. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (CD) (Retail/Consumer Only)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.25%APY$425 over 1 year on $10,000
  2. NIHFCUCertificateCD · 12 months · $500 min · 4.25%–4.75% by balance

    Credit union · 6 branches

    4.25%APY$425 over 1 year on $10,000
  3. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 96 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  4. UVA Community Credit UnionCertificatesCD · 14 months · $500 min

    Credit union · 2 branches

    4.25%APY$498 over 14 months on $10,000
  5. Spectra Credit Union14-Month Certificate SpecialCD · 14 months · $500 min

    Credit union · 3 branches

    4.25%APY$498 over 14 months on $10,000intro rate
  6. Justice Federal Credit UnionSpecial 10-Month Share CertificateCD · 10 months · $500 min

    Credit union · 9 branches

    4.15%APY$345 over 10 months on $10,000with conditions
  7. Atlantic Union BankSpecial Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 59 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  8. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionSpecial 13-Month Share CertificateCD · 13 months · $500 min

    Credit union · 7 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  9. Top Carrot, Carrot Score 87
    SkyPoint Federal Credit Union13-Month Certificate SpecialCD · 13 months · $1,000 min

    Credit union · 3 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  10. Oak View National BankCertificates of DepositCD · 18 months · $1,000 min

    Bank · 4 branches

    4.15%APY$629 over 18 months on $10,000intro rate
  11. BCUCD SpecialsCD · 30 months

    Credit union · 1 branch

    4.15%APY$1,070 over 30 months on $10,000with conditions
  12. MVB BankCertificate of DepositCD · 11 months · $1,000 min

    Bank · 1 branch

    4.11%APY$376 over 11 months on $10,000intro rate
  13. Burke & Herbert Bank23-Month Online CDCD · 23 months

    Bank · 32 branches

    4.11%APY$803 over 23 months on $10,000intro rate
  14. Top Carrot, Carrot Score 93
    Signature Federal Credit UnionStandard Share CertificateCD · 6 months · $500 min

    Credit union · 1 branch

    4.10%APY$203 over 6 months on $10,000
  15. Presidential Bank7 Month CDCD · 7 months · $1,000 min

    Bank · 10 branches

    4.10%APY$237 over 7 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Washington, DC-VA-MD-WV metro

1,176 CDs at 111 banks and credit unions · checked Oct 16–22

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.25%
Credit unions, typical
3.50%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Washington, DC-VA-MD-WV metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 9 branches
  2. Hanscom Federal Credit UnionCredit union · 1 branch
  3. Tower Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate