Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Seattle, WA metro
- 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Tier selected determines community impact level (Social Impact Certificate 1: Maximum impact; Social Impact Certificate 2: High impact; Social Impact Certificate 3: Meaningful impact).
Offer: Social Impact Certificate 3 (Meaningful Impact).
3.45% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
3.45% interest rate · Effective Sep 1, 2026
Rate checked
More details - Salal Credit Union13-Month Certificate of DepositCD · 13 months · $1,000 min
Credit union · 4 branches
3.50%APY$380 over 13 months on $10,000intro rateRequirements
Product: Offer only available to consumer accounts for a limited time only; business accounts are not eligible. Minimum balance $1,000. At maturity, unless directed otherwise during the 10-day grace period, the 13-month promotional certificate will renew into a standard 12-month certificate. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer not eligible for Salal Rewards Points. Salal Credit Union membership required.
Offer: Promotional rate. Renews into a standard 12-month certificate at maturity unless directed otherwise during 10-day grace period. Early withdrawal penalty may apply. Not eligible for Salal Rewards Points.
Promotional rate · 3.45% interest rate · Effective Sep 15, 2026
Rate checked
More details - 3.50%APY$560 over 19 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.44% interest rate · Effective Oct 14, 2026
Rate checked
More details - Puget Sound Cooperative Credit UnionPacific Northwest (PNW) CertificateCD · 36 months · $1,000 min
Credit union · 3 branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.40%APY
Requirements
Product: Additions allowed up to the original opening balance in minimum amounts of $500. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.34% interest rate · Compounded daily · Effective Sep 14, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000
Requirements
Product: No monthly service charge. CDs are subject to early withdrawal penalties which may reduce earnings.
Offer: For renewing CDs (or depositing maturing CD balance). Early withdrawal penalty may be imposed.
3.35% interest rate
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Allows increasing savings with no minimum and no maximum balance. Greater dividend rate compared to a standard savings account. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
Offer: No minimum and no maximum balance.
3.25% interest rate
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Earnings are paid out and grow each month. Have certificates transfer to savings or automatically renew. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Gesa Credit UnionBump CertificateCD · 12 months · $500 min · 3.30%–3.60% by balance
Credit union · 8 branches
3.30%APY$330 over 1 year on $10,000Requirements
Product: Bump option can only be exercised once during the term of the Certificate and does not extend the term of the certificate. The new interest rate will not be applied retroactively and will be the rate offered on regular certificates with the same term and minimum balance. Minimum balance to open is $500. Early withdrawal penalties apply.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Bump Certificate Balance APY $500 – $50,000Your amount 3.30% $50,000 – $100,000 3.45% $100,000 and up 3.60% Rate checked
More details - 3.30%APY$330 over 1 year on $10,000
Requirements
Product: Terms range from 6 to 84 months. Dividends compounded and credited monthly. Zero fees; early withdrawal penalties apply (90 days dividends for 6-60 months, 365 days for 84 months). Additional deposits only during 10-day grace period and maturity.
Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$358 over 13 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.25% interest rate · Compounded daily · Effective Sep 14, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: Unlimited additional deposits throughout the term up to an aggregate maximum of $5 million per primary account holder SSN or business Tax ID. Early withdrawal penalties may be imposed.
Offer: Dividends compounded and credited monthly; calculated by Average Daily Balance method. Early withdrawal penalty is 90 days of dividends. Unlimited additional deposits up to aggregate maximum of $5,000,000.
Effective Oct 1, 2026
Rate checked
More details - Kitsap Credit Union10-Month Promotional CertificateCD · 10 months · $500 min
Credit union · 3 branches
3.25%APY$270 over 10 months on $10,000with conditionsRequirements
Product: Peak Account or Business Checking required. Early withdrawal penalty may apply.
Offer: Requires Peak Account or Business Checking. $500 minimum opening balance.
Qualified rate · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Seattle, WA metro
616 CDs at 63 banks and credit unions · checked Oct 15–22
- Typical
- 2.77%
- Top 10% from
- 3.93%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.04%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch