Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Seattle, WA metro
- 3.60%APY$89 over 3 months on $10,000
Requirements
Product: Minimum opening deposit: $1,000. Term: 3 months to 60 months. Penalty for early withdrawal of principal. Fixed interest rate calculated daily and paid/credited monthly. 10 day grace period after maturity to withdraw funds without penalty. Renewal will be the same as original term at rate determined at renewal.
3.54% interest rate · Effective Feb 2, 2026
Rate checked
More details - 3.60%APY$208 over 7 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.53% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.60%APY$269 over 9 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.54% interest rate · Compounded daily · Effective Sep 14, 2026
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More details - 3.60%APY$733 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty may apply.
Effective Oct 4, 2026
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More details - 3.56%APY$266 over 9 months on $10,000with conditions
Requirements
Product: Fixed interest rate for the term. Interest compounded daily. Variable terms from 3 to 60 months. Minors (age 12-17) eligible with parent/guardian (age 18+). 10-day grace period for penalty-free withdrawals upon automatic renewal.
Offer: CD Special. Earn up to 3.56% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited at maturity. On the first maturity date after promotion ends, changes to a standard 6-month fixed rate CD.
Qualified rate · Compounded daily · Effective May 1, 2026
Rate checked
More details - Sno Falls Credit UnionCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Credit union · 2 branches
3.55%APY$88 over 3 months on $10,000Requirements
Product: Dividends Compounded Quarterly. Fees could reduce earnings.
Offer: Dividends Compounded Quarterly
3.50% interest rate · Compounded quarterly · Effective Jul 8, 2026
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More details - 3.55%APY$176 over 6 months on $10,000
Requirements
Product: Dividends are paid quarterly. Early withdrawal penalties apply (all accrued dividends up to 90 days, minimum 7 days dividends). Automatically renews at maturity with a 10-day grace period.
Offer: Displayed dividend rate is last quarterly dividend paid. Rates subject to change without notice.
3.50% interest rate
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More details - 3.55%APY$355 over 1 year on $10,000intro rate
Requirements
Product: Subject to membership eligibility and account opening requirements. $500 minimum balance required to open. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. Limited time offer subject to change without notice. Redeemable at all locations.
Offer: $500 minimum balance required to open.
Promotional rate · Effective Oct 14, 2026
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More details - 3.51%APY$87 over 3 months on $10,000
Requirements
Product: Tiered rate structure pays based on the total balance of all certificates held. Early withdrawal penalty may apply.
Offer: Dividends compound and credit monthly. Term not available as IRA Certificate.
3.45% interest rate · Effective Apr 1, 2025
Rate checked
More details - Cascade Federal Credit UnionCertificatesCD · 12 months · $1,000 min · 3.51%–3.61% by balance
Credit union · 3 branches
3.51%APY$351 over 1 year on $10,000Requirements
Product: If you have been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates. 36-, 48- and 60-month certificate options opened on or after September 1, 2022, have the option to bump up your rate once per term. EARLY WITHDRAWAL PENALTY: Terms of less than 12 months: 90 days dividends on amount withdrawn. Terms of 12 to 35 months: 180 days dividends on amount withdrawn. Terms of 36 months or greater: 365 days of dividends on amount withdrawn.
3.47% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.51% $60,000 and up 3.61% Rate checked
More details - 3.50%APY$86 over 3 months on $10,000intro rate
Requirements
Product: Minimum opening deposit of $100. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal. APY applies to the initial term of a new Certificate of Deposit.
Offer: 90 Day Fixed Rate. A penalty may be imposed for early withdrawal.
Promotional rate · 3.44% interest rate · Effective Oct 1, 2026
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More details - Puget Sound Cooperative Credit UnionBump-Up CertificateCD · 5 months · $1,000 min
Credit union · 3 branches
3.50%APY$144 over 5 months on $10,000intro rateRequirements
Product: Includes a one-time rate bump-up option. Additional funds of at least $500 can be added anytime during the term. $1,000 minimum opening deposit. Early withdrawal penalties apply.
Offer: One-time rate bump-up when chosen. Add funds anytime during the term (minimum $500 for additional funds).
Promotional rate · 3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000intro rate
Requirements
Product: Certificate terms of 6 months, 9 month, 1 year, and 2 year are eligible for a one time rate bump. Dividends are earned daily and paid monthly. Additional deposits not allowed. Certificates (excluding IRA & Promotional Certificates) are automatically renewable for your selected term if applicable. Penalties will apply to only the portion of funds withdrawn: 60 days in loss of dividends for certificates with a term of 1 year or less and 180 days in loss of dividends for terms longer than 1 year. Minimum balance to open account and minimum balance to earn the APY is $1,000. Minimum balance must remain in the account at all times.
Offer: Certificate terms of 6 months, 9 month, 1 year, and 2 year are eligible for a one time rate bump. Minimum balance must remain in the account at all times.
Promotional rate · 3.44% interest rate · Effective Oct 1, 2026
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More details - Puget Sound Cooperative Credit UnionMount Adams CertificateCD · 10 months · $1,000 min
Credit union · 3 branches
3.50%APY$291 over 10 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 12 months · $500 min · 3.50%–3.75% by balance
Credit union · 8 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
3.44% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.50% $100,000 and upJumbo tier. 3.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Seattle, WA metro
616 CDs at 63 banks and credit unions · checked Oct 15–22
- Typical
- 2.77%
- Top 10% from
- 3.93%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.04%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch