Credit union · NCUA insured
Mill Town Credit Union CD Rates
Mill Town Credit Union’s best CD rate is 3.55% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Mill Town Credit Union’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where Mill Town Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mill Town Credit Union
3.55%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $176
Certificates of Deposit
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Mill Town Credit Union CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo2.02%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mill Town Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.55%APY · 4 terms
Dividends are paid quarterly. Early withdrawal penalties apply (all accrued dividends up to 90 days, minimum 7 days dividends). Automatically renews at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDisplayed dividend rate is last quarterly dividend paid. Rates subject to change without notice | 3.55% | $176 |
| 12 monthsDisplayed dividend rate is last quarterly dividend paid. Rates subject to change without notice | 3.55% | $355 |
| 24 monthsDisplayed dividend rate is last quarterly dividend paid. Rates subject to change without notice | 3.03% | $615 |
| 36 monthsDisplayed dividend rate is last quarterly dividend paid. Rates subject to change without notice | 2.02% | $618 |
Sources (2)
All captured Sep 15, 2026
Who can join Mill Town Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.