Credit union · NCUA insured
O Bee Credit Union CD Rates
Top CarrotO Bee Credit Union’s best CD rate is 3.55% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How O Bee Credit Union’s CD rates compare
Compared with banks and credit unions near Olympia, WA, where O Bee Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
O Bee Credit Union
3.55%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $355
Certificate of Deposit (CD)
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
WCLA Credit Union
4.25%APY
- Term
- 14 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $498
O Bee Credit Union CD score
71
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where O Bee Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.55%APY · 6 terms
Subject to membership eligibility and account opening requirements. $500 minimum balance required to open. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. Limited time offer subject to change without notice. Redeemable at all locations.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months$500 minimum balance required to open | 3.45% | $171 |
| 12 months$500 minimum balance required to open | 3.55% | $355 |
| 24 months$500 minimum balance required to open | 3.05% | $619 |
| 36 months$500 minimum balance required to open | 3.00% | $927 |
| 48 months$500 minimum balance required to open | 2.90% | $1,211 |
| 60 months$500 minimum balance required to open | 3.00% | $1,593 |
Sources (1)
- obee.com/Everyday-Banking/Savings/CD-Rates · captured Oct 15, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.75%APY · 6 terms
Minimum opening balance $500. Membership required. Traditional/Roth/SEP tax labels available. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. Limited time offer subject to change without notice. Redeemable at all locations.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6-Month CD. Effective 2026-10-14 | 3.65% | $181 |
| 12 months1-Year CD. Effective 2026-10-14 | 3.75% | $375 |
| 24 months2-Year CD. Effective 2026-10-14 | 3.25% | $661 |
| 36 months3-Year CD. Effective 2026-10-14 | 3.20% | $991 |
| 48 months4-Year CD. Effective 2026-10-14 | 3.10% | $1,299 |
| 60 months5-Year CD. Effective 2026-10-14 | 3.20% | $1,706 |
Sources (1)
- obee.com/Everyday-Banking/Savings/IRAs · captured Oct 15, 2026
Who can join O Bee Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Washington State.
Employers and groups
- Membership is open to Pabst employees in Texas and California.
Membership information collected October 4, 2026.