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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Philadelphia, PA-NJ-DE-MD metro

  1. Pennsville National Bank3 Month CDCD · 3 months · $2,500 min

    Bank · 5 branches

    3.56%APY$88 over 3 months on $10,000
  2. ACCESS Credit UnionShare CertificateCD · 24 months · $1,000 min

    Credit union · 1 branch

    3.56%APY$725 over 24 months on $10,000
  3. Community Powered Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 4 branches

    3.55%APY$176 over 6 months on $10,000
  4. County Savings BankCertificate of DepositCD · 9 months · $5,000 min

    Bank · 2 branches

    3.55%APY$265 over 9 months on $10,000
  5. First Citizens Community BankCertificates of Deposit (CDs)CD · 12–23 months · $10,000 min · 3.55%–4.06% by balance

    Bank · 13 branches

    3.55%APY
  6. Thiokol Elkton FCUCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.55%APY$355 over 1 year on $10,000
  7. Superior Credit UnionShared Certificate (CD)CD · 12 months · $500 min

    Credit union · 3 branches

    3.55%APY$355 over 1 year on $10,000
  8. Penn Community Bank13 Month CD SpecialCD · 13 months · $500 min

    Bank · 20 branches

    3.55%APY$385 over 13 months on $10,000
  9. Top Carrot, Carrot Score 94
    APG Federal Credit UnionMember Rewards Gold CertificateCD · 48 months · $100 min

    Credit union · 5 branches

    3.55%APY$1,497 over 48 months on $10,000
  10. 3Hill Credit UnionCertificate of DepositCD · 3 months · $500 min

    Credit union · 1 branch

    3.50%APY$86 over 3 months on $10,000
  11. First Commerce BankOnline CDsCD · 6 months · $1,000 min

    Bank · 1 branch

    3.50%APY$173 over 6 months on $10,000
  12. First Resource BankCertificates of DepositCD · 6 months · $500 min

    Bank · 3 branches

    3.50%APY$173 over 6 months on $10,000
  13. Northwood Federal Credit UnionShare CertificateCD · 12 months · $3,000 min

    Credit union · 2 branches

    3.50%APY$350 over 1 year on $10,000
  14. Customers Bank12 Month CDCD · 12 months · $500 min

    Bank · 3 branches

    3.50%APY$350 over 1 year on $10,000
  15. Hyperion BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · 1 branch

    3.50%APY$350 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Philadelphia, PA-NJ-DE-MD metro

1,230 CDs at 117 banks and credit unions · checked Oct 16–22

Typical
3.15%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.51%

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Philadelphia, PA-NJ-DE-MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Freedom Credit UnionCredit union · 4 branches
  2. HEFCUCredit union · 1 branch
  3. Self Reliance Financial Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate