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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Minneapolis, MN-WI metro

  1. Border Bank23 Month CD SpecialCD · 23 months · $5,000 min

    Bank · 1 branch

    4.25%APY$830 over 23 months on $10,000intro rate
  2. Notre Dame Federal Credit UnionStandard CertificateCD · 24–35 months · $0 min

    Credit union · 1 branch

    4.25%APY
  3. Top Carrot, Carrot Score 95
    Luminate BankCertificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  4. Wings Credit UnionStandard Certificate of DepositCD · 84 months · $500 min

    Credit union · 20 branches

    4.25%APY$3,382 over 84 months on $10,000
  5. Top Carrot, Carrot Score 88
    Hiawatha National BankPremium CertificateCD · 20 months · $5,000 min

    Bank · 5 branches

    4.22%APY$713 over 20 months on $10,000with conditions
  6. First Western BankSpecial Rate CDsCD · 24 months · $2,500 min

    Bank · 1 branch

    4.20%APY$858 over 24 months on $10,000intro rate
  7. Gate City BankRelationship CDCD · 24 months · $1,000 min

    Bank · 1 branch

    4.20%APY$858 over 24 months on $10,000with conditions
  8. Top Carrot, Carrot Score 88
    Hiawatha National Bank14 Month Certificate of Deposit SpecialCD · 14 months · $2,500 min

    Bank · 5 branches

    4.18%APY$489 over 14 months on $10,000intro rate
  9. Building Trades Credit UnionShare CertificateCD · 13 months · $5,000 min

    Credit union · 3 branches

    4.17%APY$453 over 13 months on $10,000intro rate
  10. Border BankOptions 12 CD SpecialCD · 12 months · $5,000 min

    Bank · 1 branch

    4.15%APY$415 over 1 year on $10,000intro rate
  11. Coulee BankCertificate of Deposit SpecialCD · 23 months · $1,000 min

    Bank · 2 branches

    4.15%APY$811 over 23 months on $10,000intro rate
  12. BCUCD SpecialsCD · 30 months

    Credit union · 7 branches

    4.15%APY$1,070 over 30 months on $10,000with conditions
  13. FNC BankCertificates of DepositCD · 6 months · $250 min

    Bank · 3 branches

    4.11%APY$203 over 6 months on $10,000
  14. River Falls State BankCertificates of Deposit SpecialsCD · 39 months · $2,500 min

    Bank · 1 branch

    4.11%APY$1,399 over 39 months on $10,000intro rate
  15. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 58 branches

    4.10%APY$169 over 5 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minneapolis, MN-WI metro

1,037 CDs at 105 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
3.00%
Credit unions, typical
3.43%

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Minneapolis, MN-WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. VisionBankBank · 1 branch
  2. Luminate BankBank · 1 branch
  3. St. Paul Federal Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate