Credit union · NCUA insured
Building Trades Credit Union CD Rates
Building Trades Credit Union’s best CD rate is 4.17% APY on a 13-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Building Trades Credit Union’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Building Trades Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Building Trades Credit Union
4.17%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $453
Share Certificate
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Building Trades Credit Union CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.17%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.17%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Building Trades Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.17%APY · 8 terms
Open to members of eligible unions/affiliated groups and their immediate family or household members. Forfeiture of accrued dividends upon early withdrawal before maturity; principal is not forfeited. Dividends compounded and paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 6 months | 3.25% | $161 |
| 12 months | 3.00% | $300 |
| 13 monthsCD Special | 4.17% | $453 |
| 24 months | 2.00% | $404 |
| 36 months | 2.00% | $612 |
| 48 months | 2.00% | $824 |
| 60 months | 2.00% | $1,041 |
Who can join Building Trades Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- A person who retired while in the field of membership remains eligible for membership.
- Membership is open to members or employees of eligible unions or affiliated groups.
Family and household
- Membership is open to immediate family members and household members of eligible persons.
- Membership is open to the spouse of a person who died while eligible for membership.
Cost to join
- A Labor Saver savings account is required for membership.
Membership information collected October 4, 2026.