Credit union · NCUA insured
Building Trades Credit Union
A $244.9M credit union headquartered in Maple Grove, MN, with 19,005 members and 3 branches in Minnesota. Best rates: CDs 4.17% and savings 0.45% APY.
Building Trades Credit Union Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#60 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Building Trades Credit Union
Since 1957, Building Trades Credit Union has operated as a not-for-profit institution serving workers in the building and construction trades.
- Headquarters
- 12080 73rd Ave N, Maple Grove, MN 55369
- NCUA charter
- 24414
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- A person who retired while in the field of membership remains eligible for membership.
- Membership is open to members or employees of eligible unions or affiliated groups.
Family and household
- Membership is open to immediate family members and household members of eligible persons.
- Membership is open to the spouse of a person who died while eligible for membership.
Cost to join
- A Labor Saver savings account is required for membership.
Branches
3 branches in Minnesota
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Minnesota
3 branches
- Building Trades CU - Maple GroveMain office12080 73rd Ave N, Maple Grove, MN 55369Directions
- Building Trades CU - Bloomington9741 Lyndale Ave S, Bloomington, MN 55420Directions
- Building Trades CU - Shoreview3353 Rice St, Shoreview, MN 55126Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.92% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.29% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.10% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $71 | $76 | — |
- CapitalNet worth ratio10.92%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.29%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.10%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$71Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Building Trades Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.