Best CD rates and certificates

Requirements

Product: Fixed APY for the term indicated. Interest compounded daily and credited quarterly on CDs. A penalty may be imposed for early withdrawal.

Offer: Minimum balance to open and obtain APY is $500.00.

Requirements

Product: Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Kenosha, Ozaukee, Racine, Walworth and Washington counties. A $5.00 savings account is required. Early withdrawal penalty applies and will reduce earnings. APY based on a 365-day year.

Requirements

Product: Offers a one-time "bump-up" rate option, a one-time withdrawal of up to one-half the original deposited amount, and the ability to make additional deposits throughout the term (minimum deposit of $250.00). No withdrawals on account during first seven (7) days. Penalties may be imposed for early withdrawal.

Offer: 30 month term. One-time bump-up rate option, one-time withdrawal up to one-half deposited amount, additional deposits allowed (min $250.00). No withdrawals during first 7 days. Penalties may be imposed on CDs and IRAs for early withdrawal.

Requirements

Product: Add-on CD allowing unlimited deposits throughout the term. Dividends are compounded and paid monthly. Advantage Plus Rewards incentive may not be applied. Fees may reduce earnings. Requires membership in Advia Credit Union.

Offer: Unlimited deposits permitted during term.

Requirements

Product: Regular Certificates require a minimum balance of $500 for 3-month and 6-month, or a minimum of $1,000 for the 1-, 2-, or 3-year certificates.

Requirements

Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.

Offer: Relationship rate; requires eligible linked checking account.

Requirements

Product: Add deposits anytime. Minimum balance to open is $250 if adding deposits of at least $25 per month via automatic transfer or Web Branch, otherwise $500. $100,000 maximum balance. Dividends compounded daily and paid quarterly.

Requirements

Product: Allows unlimited deposits to the account throughout the term of the certificate. Membership eligibility required. Early withdrawal penalties may apply.

Requirements

Product: Minimum balance to open is $250. Add up to $10,000 more during your term.

Requirements

Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.

Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.

Requirements

Product: Unlimited additional deposits allowed anytime.

Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.

Requirements

Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.

Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.

Requirements

Product: The APY assumes interest will remain on deposit until maturity. Fees may reduce earnings. A penalty may be imposed for early withdrawals before maturity.

Offer: Penalty may be imposed for early withdrawals before maturity.

Requirements

Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.

Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.